Bankrate.com makes finding, comparing, and applying for a credit card an easy process!
Below you will find a listing of some of the most popular credit cards in this category.
Some cards may feature low introductory rates, low fixed/variable APRs, rewards and more.
For more detailed information or to apply online, simply click the "Apply Now" button.
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Facecard prepaid MasterCard®
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- Instant Guaranteed Approval* - no credit check, no security deposit
- Free Direct Deposit - easy access to your funds
- Free Online Bill pay - no more mailing costly money orders.
- Free Money Transfers to other Facecard members - no more spending money on wire transfers.
- Ability to use anywhere MasterCard debit cards are accepted, including ATMs.
- Receive Prewards, which are like coupons, put directly on your card.
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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Balance
Transfer |
Credit
Needed |
|
* |
* |
* |
N/A* |
No |
Poor |
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READYdebit™ card
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- NOW WITH CREDIT BUILDER – FOR FREE!
- ALWAYS GREAT CUSTOMER SERVICE!
- 100% Guaranteed Approval* - No Credit Checks
- No Overdraft Fees or Balance Minimums
- FREE Unlimited Purchase Transactions
- FREE Direct Deposit
- FREE Online Bill Payment & Check Writing
- Reloadable up to $10,000 Max Balance
- Choose Your Card Color - Blue, Black or Pink!
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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Balance
Transfer |
Credit
Needed |
|
* |
* |
* |
N/A* |
No |
Poor |
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Vision Premier(SM) Prepaid Visa® Card
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- $0 WEEKLY FEE – with Direct Deposit!
- $0 ACTIVATION FEE – with Direct Deposit*
- Guaranteed approval† with no credit check
- FREE unlimited purchase transactions
- FREE Direct Deposit – no more check cashing fees
- FREE Account Alerts – email and/or SMS text messages
- Pay any bill: rent, cellular phone, insurance, utilities, etc.
- Load cash at over 100,000 participating retail locations
- Take Control - no late fees, no interest, no NSF fees
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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Balance
Transfer |
Credit
Needed |
|
* |
* |
* |
See Terms* |
No |
Bad |
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Current by Discover
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- Debit Card for Teens with built-in parental controls
- Set daily, weekly, and monthly spending limits
- Restrict teen card use in unwanted shopping categories (e.g. liquor stores, tobacco stores, hotels, etc.)
- Free Direct Deposit for parents & teens
- Free deposits from any credit card or bank account
- $0 fraud liability guarantee
- Withdraw cash at ATMs
- Get exclusive discounts at teen's favorite merchants
- Free e-mail and text message activity alerts
- No minimum balances, loading fees, or credit check
|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Balance
Transfer |
Credit
Needed |
|
* |
* |
* |
$50* |
No |
Bad |
|
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AccountNow Prepaid Visa® Card
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- NEW! Now with the iAdvance(SM) loan option, no credit check needed.
- Instant Guaranteed Approval* – no credit check, no security deposit
- $0 ACTIVATION FEE – when you load your card by direct deposit
- Free Direct Deposit – no more check cashing fees
- Free Online Check Writing – no need for expensive money orders
- Free Credit Builder† – bill pay transactions are reported to PRBC®
- No Overdraft Fees – no minimum balance required
- Reloadable - $10,000 balance limit
|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Balance
Transfer |
Credit
Needed |
|
* |
* |
* |
See Terms* |
No |
N/A |
|
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NetSpend® MasterCard® Prepaid Debit Card
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- 100% approval - No credit check required
- Make purchases anywhere MasterCard Debit is accepted
- No overdraft fees or minimum balances
- Online Bill Pay - Easily send a check to anyone
- 5% APY Savings Account - Exclusive!
- Free Direct Deposit from your paycheck or government check
- Add up to $10K to your account in over 65,000 locations
- As seen on TV and in stores nationwide!
|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Balance
Transfer |
Credit
Needed |
|
* |
* |
* |
None |
No |
N/A |
|
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SilverCard Prepaid MasterCard®
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- Perfect card for Government/Benefits Checks recipients
- $0 activation with rebate*
- 100% guaranteed approval*/no credit check
- Free direct deposit of your pay or government check
- Free unlimited purchase transactions anywhere where MasterCard Debit card is accepted
- No overdraft fees or minimum balances
- Online Checking - Electronic or paper checks
|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Balance
Transfer |
Credit
Needed |
|
* |
* |
* |
N/A |
No |
Poor |
|
|
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Green Dot Prepaid MasterCard®
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- Free Online! Save $5 over retail price
- Free ATM withdrawals at thousands of ATMs
- Monthly Charge waived when you make 30 purchases or load $1,000
- Free Online Bill Pay
- $10 Credit and Free Loading with Direct Deposit
- No credit check, EVER
- No bounced check fees or outrageous interest charges
|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Balance
Transfer |
Credit
Needed |
|
* |
* |
* |
See Terms* |
No |
Bad |
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AccountNow™ Prepaid MasterCard®
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- Build your credit with the new iAdvance loan option(SM)
- Instant Guaranteed Approval* – no credit check, no security deposit
- $0 ACTIVATION FEE – when you load your card by direct deposit
- Free Direct Deposit – no more check cashing fees
- Free Online Bill Pay – no need for expensive money orders
- Free Credit Builder† – bill pay transactions are reported to PRBC®
- No Overdraft Fees – no minimum balance required
- Reloadable - $10,000 balance limit
|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Balance
Transfer |
Credit
Needed |
|
* |
* |
* |
See Terms* |
No |
Poor |
|
|
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NetSpend® Visa® Prepaid Debit Card
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- 100% approval - No credit check required
- Short-term iAdvance Line of Credit - Now available!
- No overdraft fees or minimum balances
- Online Bill Pay - Easily send a check to anyone
- 5% APY Savings Account - Exclusive
- Free Direct Deposit from your paycheck or government check
- Add up to $10K to your account in over 65,000 locations
- As seen on TV and in stores nationwide
|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Balance
Transfer |
Credit
Needed |
|
* |
* |
* |
None |
No |
Poor |
|
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Credit card definitions
Intro APR: The initial interest rate that is charged for a specified period of time.
Intro period: The period of time for which the introductory interest rate is in effect.
Regular APR: The interest rate charged after the introductory rate has expired.
Annual fee: The charge for use of a credit card levied each year, which typically ranges from $15 to $300 and is billed directly to the customer's monthly statement.
Balance transfer: Moving unpaid credit card debt from one issuer to another.
Credit needed: Terms for credit cards are granted to consumers based on their credit risk. Excellent credit consumers typically have lower interest rates compared with poor credit consumers. Credit card issuers assess risk based on the FICO score, the most commonly used credit score.
Credit card type: The category under which a card can be classified to help consumers identify relevant cards. For example, a consumer looking to transfer a balance from one card to another may want to look at cards in the Balance Transfer category.
Credit type: The category under which a card can be classified to help consumers identify relevant cards. For example, consumers with excellent credit may find the best card for their needs in the Excellent Credit category. Credit worthiness is determined by a consumer's FICO score, the most commonly used credit score.
Issuers: The financial institutions that issue credit cards and bills the customer for purchases made against the card account.