Bankrate.com makes finding, comparing, and applying for a credit card an easy process!
Below you will find a listing of some of the most popular credit cards in this category.
Some cards may feature low introductory rates, low fixed/variable APRs, rewards and more.
For more detailed information or to apply online, simply click the "Apply Now" button.
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Discover® More(SM) Card - American Flag
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- Earn more cash in more ways than anyone else(SM)
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online
- Double rewards with more than 100 Cashback Bonus Partners
- Customer Service in less than a minute, anytime you want
- 0% Intro APR for 6 months on Purchases, and up to 12 months on Balance Transfers*
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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Balance
Transfer |
Credit
Needed |
|
0%* |
12 Months* |
11.99% - 18.99%* |
None |
Yes |
Good |
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Starwood Preferred Guest(R) Credit Card from American Express
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- Earn up to 25,000 Starpoints (R) - enough for up to 6 free nights at a category 1 or 2 hotel.
- Use Starpoints(R) for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
- No annual fee for the first year and $45 thereafter
- Transfer Starpoints(R) - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines
- Earn one Starpoint(R) for every dollar you spend and double Starpoints(R) at participating Starwood properties and retail partners
- Express Approval. Get a decision in less than 60 seconds.
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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Balance
Transfer |
Credit
Needed |
|
See Terms* |
See Terms* |
15.24% |
See Terms* |
Yes |
Excellent |
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FREE SPIRIT(TM) Onyx World MasterCard®
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- Get 15,000 bonus miles after your first purchase - which is enough for 3 FREE roundtrip off-peak award tickets
- Get up to 10,000 additional miles for balance transfers made in the first 60 days after account opening
- Annual fee waived for the first year
- Get complimentary $9 Fare Club membership (a $39.95 value!)
- Priority boarding and domestic priority check-in
- Earn 3 miles for every $1 spent on Spirit and 1 mile for every $1 spent anywhere else
- Your miles never expire and more
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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Balance
Transfer |
Credit
Needed |
|
0% |
6 Months* |
14.24%-17.24% |
See Terms* |
Yes |
Good |
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Simmons First Visa® Platinum Rewards
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- Excellent Credit Required - Applicants that do not have excellent credit will not be approved
- Low 9.25% variable standard purchase APR and platinum benefits
- No balance transfer fee for balances transferred in response to this online offer
- Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent
- Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
- Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
- No Annual Fee
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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Balance
Transfer |
Credit
Needed |
|
N/A |
N/A |
9.25% |
None |
Yes |
Excellent |
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Discover® More(SM) Card
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- Earn more cash in more ways than anyone else(SM)
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online
- Double rewards with more than 100 Cashback Bonus Partners
- Customer Service in less than a minute, anytime you want
- 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*
|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Balance
Transfer |
Credit
Needed |
|
0%* |
6 Months* |
11.99% - 18.99%* |
None |
Yes |
Good |
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Discover® Motiva(SM) Card
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- Cash Rewards for your good credit management!
- Get a Pay-On-Time Bonus(SM) equal to a full month’s interest every time you make 6 on-time payments in a row—twice a year, every year
- 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
- Up to 1% Cashback Bonus on all other purchases
- Unlimited cash rewards
- Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
- 3.99% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers*
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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Balance
Transfer |
Credit
Needed |
|
3.99%* |
Up to 12 Months* |
11.99% - 18.99%* |
None |
Yes |
Good |
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IBERIABANK Visa® Classic Card
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- Variable Rate APR ranging from Prime + 4.00% thru Prime + 10.00% depending on creditworthiness and other factors
- Purchase and Cash Advance APR's may vary with the market based on the Prime Rate.
- Low Introductory APR on balance transfers for the first 6 billing cycles. Applies to balance transfers processed within three months of your account open date
- 25 day grace period
- Online access to credit card account information
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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Balance
Transfer |
Credit
Needed |
|
1.99% |
6 Billing Cycles |
7.25% - 13.25% |
None |
Yes |
Excellent |
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Citi® Platinum Select® Card
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- 0% APR* on balance transfers and purchases for up to 9 months
- No annual fee
- Citi® Identity Theft Solutions
- $0 Liability on unauthorized purchases
- Secure, free online account management
- Extra Cash from Citi: enjoy significant discounts on gift cards, travel, merchandise and more.
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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Balance
Transfer |
Credit
Needed |
|
0% |
up to 9 months |
As Low As 11.99% (V) |
None |
Yes |
Good |
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Discover® More(SM) Card - Monogram
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- Earn more cash in more ways than anyone else(SM)
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online
- Double rewards with more than 100 Cashback Bonus Partners
- Customer Service in less than a minute, anytime you want
- 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*
|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Balance
Transfer |
Credit
Needed |
|
0%* |
6 Months* |
11.99% - 18.99%* |
None |
Yes |
Excellent |
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Visa® Black Card
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- 24-Hour Concierge Service: Enjoy the personalized assistance of a 24-hour Concierge Service catering to entertainment, travel, business, shopping and lifestyle needs.
- Exclusive Rewards Program: Receive 1% cash back on all purchases with Black Card’s Exclusive Rewards Program.
- Travel Redemption: Redeem points at a higher rate for flights on any airline at any time. No blackout dates or advance purchase requirements.
- Luxury Gifts: Cardmembers receive luxury gifts from some of the world's top brands.
- Travel Lounge Priority Pass: Complimentary membership which provides access to over 600 lounges in more than 100 countries.
- Limited Membership: Membership is limited to ensure the highest caliber of personal service is provided to each Cardmember.
- Black Card Benefits: Cardmembers are eligible for benefits including Worldwide Travel Insurance, Baggage Delay Insurance, Trip Interruption Insurance, Warranty Manager Service and Purchase Security.
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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Balance
Transfer |
Credit
Needed |
|
0% |
six billing cycles |
13.24% |
$495 |
Yes |
Excellent |
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Credit card definitions
Intro APR: The initial interest rate that is charged for a specified period of time.
Intro period: The period of time for which the introductory interest rate is in effect.
Regular APR: The interest rate charged after the introductory rate has expired.
Annual fee: The charge for use of a credit card levied each year, which typically ranges from $15 to $300 and is billed directly to the customer's monthly statement.
Balance transfer: Moving unpaid credit card debt from one issuer to another.
Credit needed: Terms for credit cards are granted to consumers based on their credit risk. Excellent credit consumers typically have lower interest rates compared with poor credit consumers. Credit card issuers assess risk based on the FICO score, the most commonly used credit score.
Credit card type: The category under which a card can be classified to help consumers identify relevant cards. For example, a consumer looking to transfer a balance from one card to another may want to look at cards in the Balance Transfer category.
Credit type: The category under which a card can be classified to help consumers identify relevant cards. For example, consumers with excellent credit may find the best card for their needs in the Excellent Credit category. Credit worthiness is determined by a consumer's FICO score, the most commonly used credit score.
Issuers: The financial institutions that issue credit cards and bills the customer for purchases made against the card account.