Bankrate.com makes finding, comparing, and applying for a credit card an easy process!
Below you will find a listing of some of the most popular credit cards in this category.
Some cards may feature low introductory rates, low fixed/variable APRs, rewards and more.
For more detailed information or to apply online, simply click the "Apply Now" button.
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Citi® Platinum Select® Card
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- 0% APR* on balance transfers and purchases for up to 9 months
- No annual fee
- Citi® Identity Theft Solutions
- $0 Liability on unauthorized purchases
- Secure, free online account management
- Extra Cash from Citi: enjoy significant discounts on gift cards, travel, merchandise and more.
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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Balance
Transfer |
Credit
Needed |
|
0% |
up to 9 months |
As Low As 11.99% (V) |
None |
Yes |
Good |
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Capital One® No Hassle Miles(SM) Ultra—For Professionals
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- 2 miles for every dollar spent on purchases
- No limit on the miles you can earn and miles don't expire
- No blackout dates and no seat restrictions
- Use miles for Travel, Merchandise, Gift Cards and more
- 0% APR on purchases until November 2010
- No foreign transaction fees
- Concierge services—from flowers to flights, have someone else do it for you
- Fly FREE on any airline to any destination
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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Balance
Transfer |
Credit
Needed |
|
0% on purchases |
until November 2010 |
13.90% (V) |
$39 |
Yes |
Excellent |
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Citi PremierPass® Card - Elite Level
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- 20,000 bonus points after $600 in purchases made within 3 months of account opening*
- Earn 2 points for every dollar spent on everyday purchases and 1 point for all other purchases*
- Earn 1 point for every mile you fly on any airline*
- Earn 1 point for every mile friends and family fly on tickets purchased with your card*
- Get a complimentary companion ticket when you buy a qualifying ticket*
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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Balance
Transfer |
Credit
Needed |
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N/A |
N/A |
14.24% (V) |
$75 Annually |
Yes |
Good |
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Chase Freedom(SM)
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- $50 Cash Back after your first purchase!
- 3% bonus cash back offers in categories like gas, home improvement and department stores
- Full 1% Cash Back on every purchase - no spending tiers or caps on how much you can earn
- Up to an additional 20% cash back at select merchants when you shop online through Chase
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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Balance
Transfer |
Credit
Needed |
|
0% |
up to 12 Months |
As low as 13.24% |
None |
Yes |
Excellent |
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Facecard prepaid MasterCard®
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- Instant Guaranteed Approval* - no credit check, no security deposit
- Free Direct Deposit - easy access to your funds
- Free Online Bill pay - no more mailing costly money orders.
- Free Money Transfers to other Facecard members - no more spending money on wire transfers.
- Ability to use anywhere MasterCard debit cards are accepted, including ATMs.
- Receive Prewards, which are like coupons, put directly on your card.
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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Balance
Transfer |
Credit
Needed |
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* |
* |
* |
N/A* |
No |
Poor |
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First PREMIER® Bank Credit Card
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- Apply for a Visa® or MasterCard® card with a low fixed APR
- After 6 months, request a credit limit increase
- First PREMIER Bank reports monthly to the major Consumer Reporting Agencies
- The application process is quick and simple
- Access your account by phone 24 hours a day
- This offer may be able to help build, rebuild, or re-establish your credit history if you make on time minimum payments with all of your creditors and maintain your account balances below the credit limits.
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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Balance
Transfer |
Credit
Needed |
|
See Terms |
See Terms |
See Terms |
See Terms |
No |
Poor |
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American DreamCard™ MasterCard®
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- Over $1.1 Million Awarded to Date!
- Large monthly cash jackpots
- Earn entries from everyday shopping
- Get 1,000 entries just for applying!
- A New Winner Every Month!
- *See terms and conditions for important rate, fee, and other cost information, and limitations
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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Balance
Transfer |
Credit
Needed |
|
N/A |
N/A |
14.99% or 21.99% V |
$0- $59* |
No |
Average |
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First PREMIER® Bank Gold Credit Card
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- Low fixed APR
- Your account history reports monthly to the major Consumer Reporting Agencies
- Convenient account access by phone available 24/7
- Use your card everywhere MasterCard®/Visa® cards are accepted (subject to available credit)
- This offer may be able to help build, rebuild, or re-establish your credit history if you make on time minimum payments with all of your creditors and maintain your account balances below the credit limits.
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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Balance
Transfer |
Credit
Needed |
|
See Terms |
See Terms |
See Terms |
See Terms |
No |
Poor |
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Centennial® Gold Credit Card
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- Know your application response in 60 seconds
- Enjoy a low, fixed APR
- Reports monthly to the major Consumer Reporting Agencies
- Access your account 24 hours a day by phone
- This offer may be able to help build, rebuild, or re-establish your credit history if you make on time minimum payments with all of your creditors and maintain your account balances below the credit limits.
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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Balance
Transfer |
Credit
Needed |
|
See Terms |
See Terms |
See Terms |
See Terms |
No |
Poor |
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Centennial® Credit Card
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- We offer a very attractive fixed APR
- Your account history reports monthly to the major Consumer Reporting Agencies
- 24-hour account access by phone
- Apply for a nationally recognized credit card
- The application process is safe, secure and fast
- This offer may be able to help build, rebuild, or re-establish your credit history if you make on time minimum payments with all of your creditors and maintain your account balances below the credit limits.
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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Balance
Transfer |
Credit
Needed |
|
See Terms |
See Terms |
See Terms |
See Terms |
No |
Poor |
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Credit card definitions
Intro APR: The initial interest rate that is charged for a specified period of time.
Intro period: The period of time for which the introductory interest rate is in effect.
Regular APR: The interest rate charged after the introductory rate has expired.
Annual fee: The charge for use of a credit card levied each year, which typically ranges from $15 to $300 and is billed directly to the customer's monthly statement.
Balance transfer: Moving unpaid credit card debt from one issuer to another.
Credit needed: Terms for credit cards are granted to consumers based on their credit risk. Excellent credit consumers typically have lower interest rates compared with poor credit consumers. Credit card issuers assess risk based on the FICO score, the most commonly used credit score.
Credit card type: The category under which a card can be classified to help consumers identify relevant cards. For example, a consumer looking to transfer a balance from one card to another may want to look at cards in the Balance Transfer category.
Credit type: The category under which a card can be classified to help consumers identify relevant cards. For example, consumers with excellent credit may find the best card for their needs in the Excellent Credit category. Credit worthiness is determined by a consumer's FICO score, the most commonly used credit score.
Issuers: The financial institutions that issue credit cards and bills the customer for purchases made against the card account.