Credit Quality Good by Bankrate

Search results: Credit Quality Good

Find the best Credit Quality Good Credit Cards

Bankrate.com makes finding, comparing, and applying for a credit card an easy process!
Below you will find a listing of some of the most popular cards in this category.
Some cards may feature low introductory rates, low fixed/variable APRs, rewards and more.
For more detailed information or to apply online, simply click the "Apply Now" button.

Capital One® VentureOne^SM Rewards Credit Card
	Click "APPLY NOW" to apply online or call 866-781-9766 1.25 miles per dollar on every purchase, every day and no annual fee One-time bonus of 10,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $100 in travel Redeem miles for airline tickets, hotel rooms, car rentals, and more No limit on the miles you can earn and miles don't expire Fly on any airline, any time with no blackout dates 0% intro APR on purchases until May 2014 No foreign transaction fees

Purchases		Balance Transfer		Regular APR	Annual Fee	Credit Needed
Intro APR	Intro APR Period	Intro APR	Intro APR Period
0%	until May 2014	N/A	N/A	11.9% - 19.9% (V)	$0	Excellent Credit

Capital One® Venture^SM Rewards Credit Card
	Click "APPLY NOW" to apply online or call 866-781-9766 2 miles per dollar on every purchase, every day As seen in Money® Magazine's "Best" issue three years in a row. - Money® Magazine May 2010, 2011, 2012 Earn 10,000 bonus miles when you spend $1,000 on purchases within the first 3 months, equal to $100 in travel Redeem your miles for any travel expense No limit on the miles you can earn and miles don't expire Fly on any airline, any time with no blackout dates No foreign transaction fees $0 intro annual fee for the first year; $59 after that

Purchases		Balance Transfer		Regular APR	Annual Fee	Credit Needed
Intro APR	Intro APR Period	Intro APR	Intro APR Period
N/A	N/A	N/A	N/A	13.9% - 20.9% (V)	$0 intro for first year; $59 after that	Excellent Credit

Capital One® Platinum Prestige Credit Card
	Click "APPLY NOW" to apply online or call 866-781-9766 0% intro APR until August 2014 on balance transfers 0% intro APR until August 2014 on purchases No annual fee $0 Fraud Liability if your card is lost or stolen 24-hour travel assistance gives you a replacement card and cash advance 24-hour roadside assistance Pick an image for your card—choose the one shown here, any of the hundreds in our collection, or add your own

Purchases		Balance Transfer		Regular APR	Annual Fee	Credit Needed
Intro APR	Intro APR Period	Intro APR	Intro APR Period
0%	until August 2014	0%	until August 2014	10.9% - 18.9% (V)	$0	Excellent Credit

Discover it®
	The new Discover it card is out to change the way people think about credit cards. Apply online or call 800-628-1537 Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late.* Generous…5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.* Plus a Cashback Concierge^SM who guides a free, personalized online tour to help you get the most rewards for how you use your card. Flexible…Choose your own due date and pay up to midnight ET online or by phone. Human…talk to a real person any time with 100% U.S.-based service. Safe…Because you’ll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee. 0% Intro APR* on purchases and balance transfers for 14 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. *Click apply for Terms & Conditions.

Purchases		Balance Transfer		Regular APR	Annual Fee	Credit Needed
Intro APR	Intro APR Period	Intro APR	Intro APR Period
0%	14 months	0%	14 months	10.99% - 22.99% (V)*	$0	Excellent Credit

Discover it®
	The new Discover it card is out to change the way people think about credit cards. Apply online or call 1-888-333-5886 Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late.* Generous…5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.* Plus a Cashback Concierge^SM who guides a free, personalized online tour to help you get the most rewards for how you use your card. Flexible…Choose your own due date and pay up to midnight ET online or by phone. Human…talk to a real person any time with 100% U.S.-based service. 0% Intro APR* on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. 0% Intro APR* on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. *Click apply for Terms & Conditions.

Purchases		Balance Transfer		Regular APR	Annual Fee	Credit Needed
Intro APR	Intro APR Period	Intro APR	Intro APR Period
0%	6 months	0%	18 months	10.99% - 22.99% (V)*	$0	Excellent Credit

Capital One® Card Finder Tool
	Click "APPLY NOW" to find card offers See cards with features you want, like low intro rates, unlimited cash back or miles rewards, and more Find the right card without affecting your credit score Get your results in less than a minute 24/7 account access $0 Fraud Liability if your card is lost or stolen Personalize your card with an image of your choice

Purchases		Balance Transfer		Regular APR	Annual Fee	Credit Needed
Intro APR	Intro APR Period	Intro APR	Intro APR Period
See Terms	See Terms	See Terms	See Terms	Various Rates	See Terms	N/A

Capital One® Cash Rewards
	Click "APPLY NOW" to apply online or call 866-781-9766 $100 bonus after you spend $500 on purchases within the first 3 months 50% bonus on the cash back you earn every year 1% cash back on all purchases No annual fee Earn unlimited cash back that doesn't expire Redeem cash back anytime for any amount, even set automatic redemptions Personalize your card with an image of your choice 0% intro APR on purchases and balance transfers until May 2014

Purchases		Balance Transfer		Regular APR	Annual Fee	Credit Needed
Intro APR	Intro APR Period	Intro APR	Intro APR Period
0%	until May 2014	0%	until May 2014	12.9% - 20.9% (V)	$0	Excellent Credit

Citi Simplicity® Card
	0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness. There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater. No late fees - EVER No penalty rate - EVER No annual fee - EVER Save time when you call with fast, personal help, 24 hours a day.

Purchases		Balance Transfer		Regular APR	Annual Fee	Credit Needed
Intro APR	Intro APR Period	Intro APR	Intro APR Period
0%*	18 months*	0%*	18 months*	12.99% - 21.99%* (Variable)	$0*	Excellent Credit

BBVA Compass ClearPoints Credit Card
	This credit card program is only available to residents of Alabama, Arizona, California, Colorado, Florida, New Mexico and Texas. For a limited time, earn $100 statement credit when you make at least $1,500 in qualifying purchases within 3 months from account opening 0% intro APR on purchases for 6 months, 9.24-23.24% variable APR after that Either 0% or 3.99% intro APR on balance transfers for 12 months based on your credit worthiness, 9.24-23.24% variable APR after that Earn 1 CompassPoint for every $1 you spend on qualifying purchases. Redeem points for account credits, gift cards, travel, merchandise, or to make charitable contributions. Multiply your points earning power - earn additional points at several participating retailers No penalty APR Visa Zero liability - you will not be held responsible for fraudulent charges

Purchases		Balance Transfer		Regular APR	Annual Fee	Credit Needed
Intro APR	Intro APR Period	Intro APR	Intro APR Period
0%	6 months	0% or 3.99%	12 months	9.24% - 23.24%* (Variable)	$0	Excellent Credit

Chase Sapphire® Card
	Click "APPLY NOW" to apply online or call 877-648-1316 10,000 bonus points after you spend $500 in the first 3 months - that's $100 toward travel rewards! 2 points per dollar spent at restaurants & 1 point per dollar spent on all other purchases Points never expire and there are no limits on how many points you can earn Redeem points for travel, gift cards, merchandise, cash back and more Direct access to expert service advisors anytime No annual fee!

Purchases		Balance Transfer		Regular APR	Annual Fee	Credit Needed
Intro APR	Intro APR Period	Intro APR	Intro APR Period
N/A	N/A	N/A	N/A	15.24% (Variable)	$0	Excellent Credit

Page: 1 of 3

This Financial Calculator requires SUN's Java� Plug-in. If you see this message you will need to download SUN's Java� Plug-in. This can be done automatically by clicking the yellow bar at the top of your browser and choosing �Install ActiveX Control�.

Get the Java� Plug-in!

For more information about this Plug-in please visit: SUN's Java� Plug-in
For more information these financial calculators please visit: Financial Calculators from KJE Computer Solutions, LLC

Definitions

Credit cards: Enter up to 5 credit card accounts, one on each line.
Balance: Your current balance on your credit card.
Interest rate: The annual percentage rate you pay on this credit card. The rate you enter is used to calculate the interest on all future payments for the credit card. The length of time to payoff this credit card may be much greater than calculated if you enter a low promotional interest rate that is only fixed for short period of time.
Payment: This is your initial minimum monthly payment. Your minimum monthly payment is calculated as 2% of your current outstanding balance. While your actual minimum monthly payment may be slightly different, this is one of the most common methods used by credit card companies to calculate minimum payments.
Credit limit: This is the total amount of credit you have on this credit card. The optimizer will not allow you to have credit card balances that are over your credit limit.

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Credit card definitions

Purchases Intro APR: The initial interest rate that is charged for a specified period of time.

Purchases Intro period: The period of time for which the introductory interest rate is in effect.

Regular APR: The interest rate charged after the introductory rate has expired.

Annual fee: The charge for use of a credit card levied each year, which typically ranges from $15 to $300 and is billed directly to the customer's monthly statement.

Balance transfer: Moving unpaid credit card debt from one issuer to another.

Credit needed: Terms for credit cards are granted to consumers based on their credit risk. Excellent credit consumers typically have lower interest rates compared with poor credit consumers. Credit card issuers assess risk based on the FICO score, the most commonly used credit score.

Credit card type: The category under which a card can be classified to help consumers identify relevant cards. For example, a consumer looking to transfer a balance from one card to another may want to look at cards in the Balance Transfer category.

Credit type: The category under which a card can be classified to help consumers identify relevant cards. For example, consumers with excellent credit may find the best card for their needs in the Excellent Credit category. Credit worthiness is determined by a consumer's FICO score, the most commonly used credit score.

Issuers: The financial institutions that issue credit cards and bills the customer for purchases made against the card account.

« »

Credit card tip

Never just pay the minimum. By paying the smallest amount of your bill instead of paying it off every month, you allow the card companies to make money off of you by charging interest. This also makes a charge more expensive.

Credit card tip

Pay your bill on time. If you don't pay your bill by the due date, you face late fees of up to $39, along with interest-rate hikes. Just being one day late on your payment could cause your 3 percent interest card to jump up to 22 percent or more in some cases.

Credit card tip

If you want a better rate, sometimes all you have to do is ask. If you are a good customer who pays on time and doesn't go over your credit limit, you card issuer wants to keep you as a client. Give them a call and see what they are willing to do for you.

Quality Assurance

Compare rates with confidence. Rates are accurate and available as of the date seen for Bankrate consumers. Identify yourself as a Bankrate consumer to get the Bankrate.com rate.

* See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.

Product	Rate
Balance Transfer Cards	15.92%
Cash Back Cards	16.34%
Low Interest Cards	11.01%
Rewards Cards	15.80%

Chase Sapphire Preferred®
	Click "APPLY HERE" to apply online or call 888-611-2632 40,000 bonus points after you spend $3,000 in the first 3 months- that's $500 toward travel rewards! 2 points per dollar spent on travel and dining at restaurants & 1 point per dollar spent on all other purchases Get 20% off airfare, hotels, car rentals and cruises when you redeem through Ultimate Rewards^SM No foreign transaction fees Receive a 7% Annual Points Dividend on all new points earned on purchases - even on points already redeemed 1:1 point transfer to leading frequent travel programs - that means 1,000 Ultimate Rewards points equal 1,000 partner miles/points Direct access to expert service advisors anytime Introductory Annual Fee of $0 the first year, then $95

Upromise World MasterCard®
	Earn $50 cash back with your first purchase With eligible online purchases through Upromise, you can earn 5% or more cash back as well as an additional 5% when you use your Upromise World MasterCard Earn 4% back at thousands of participating Upromise dining restaurants Earn up to 3% cash back on eligible gas purchases at Exxon or Mobile locations Earn 2% cash back at eligible movie theaters Earn 1% cash back everywhere else Earn cash back on every purchase with no caps 0% introductory APR on purchases and balance transfers for the first 12 months from account opening. After that, a variable APR, currently 12.99% or 20.99% depending on your creditworthiness.

Barclaycard® Rewards MasterCard® - Good Credit
	Earn 2,500 bonus points after your first purchase, which is enough for a $25 statement credit. 0% Introductory APR for 6 months on purchases and balance transfers No annual fee Earn 2 points per $1 on gas, grocery, and utility purchases Earn 1 points per $1 everywhere else Use the points you earn like cash to pay for almost any purchases you've made. No blackout date, no redemption fees, no limit on the points you can earn and no complicated set up. This offer is for customers with Good Credit

Slate® MasterCard from Chase
	Introductory Offer - No Balance Transfer Fee!* Transfer a balance during the first 60 days your account is open, and as an introductory offer you will pay no balance transfer fee!* After the first 60 days, the fee for future balance transfers is 3% of the amount transferred with a minimum of $5.* 0% Introductory APR for 15 months on purchases and balance transfers!* Avoid interest and pay down balances faster with free Blueprint® features* Patented Fraud Protection and zero liability on unauthorized purchases* Add an additional card user to your Slate account at no extra cost* No Annual Fee*

Slate® from Chase
	Click "APPLY NOW" to apply online or call 888-353-0298 Introductory Offer - No Balance Transfer Fee!* Transfer a balance during the first 60 days your account is open, and as an introductory offer you will pay no balance transfer fee!* 0% Introductory APR for 15 months on purchases and balance transfers!* Avoid interest and pay down balances faster with free Blueprint® features* Patented Fraud Protection and zero liability on unauthorized purchases* Add an additional card user to your Slate account at no extra cost* No Annual Fee*

Citi® Diamond Preferred® Card
	Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.* There is a balance transfer fee of either $5 or 3% of the amount of each transfer. Citi® Price Rewind searches for a lower price. Learn how you can get lower price after you purchase an item. Let our 24/7 concierge service help book your hotel rooms, flights and more. Enjoy special access to presale tickets, preferred seating, VIP packages, and unique entertainment experiences through Citi Private Pass®. $0 liability on unauthorized purchases and Citi® Identity Theft Solutions No annual fee*

Chase Freedom® Visa
	Click "APPLY NOW" to apply online or call 877-925-1141 This offer is for people with a good to excellent credit history which means, among other things, that your credit history is clear of bankruptcy and seriously delinquent accounts Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months from account opening 0% Intro APR for 15 months on purchases and balance transfers 5% Cash Back on up to $1,500 spent between Apr 1 and Jun 30, 2013 at restaurants, movie theaters, and Lowe's® You'll enjoy new 5% categories every 3 months like gas stations, restaurants and Amazon.com. It's free and easy to activate your bonus each quarter! Unlimited 1% Cash Back on all other purchases No annual fee and rewards never expire

NFL Extra Points Credit Card
	All 32 teams and NFL Shield card available 0% Intro APR on balance transfers and purchases for the first 12 months after account opening, after that a variable APR currently 13.74% to 22.74% depending upon your creditworthiness One-time bonus of 10,000 points after first use on the card, equal to $100 cash back statement credit Earn 2 points for every $1 spent on NFL or team purchases - 1 point for all other purchases No cap on points earned and points never expire Redeem points for merchandise, once-in-a-lifetime experiences, game tickets, or 1% cash back statement credits 20% off every purchase at NFLShop.com - that's $20 off every $100 you spend

Citi ThankYou® Card
	Enjoy 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99% - 22.99% based upon your creditworthiness* Earn 1 ThankYou Point for every $1 you spend on purchases. Enjoy no limit on the number of points you can earn Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more Travel with ease and enjoy global acceptance with Chip Technology No annual fee*

The L.L.Bean Visa Card
	No Annual Fee Earn 3% rewards on L.L.Bean purchases Earn 1% rewards on all other purchases Receive $10 L.L.Bean Coupons as you earn them Enjoy free returns and free monogramming at L.L.Bean Please see terms and conditions for complete detail

Citi ThankYou® Preferred Rewards Card
	Earn 15,000 bonus ThankYou Points after $1000 in card purchases within 3 months of account opening – enough for $150 in gift cards or other great rewards! 0% intro APR on Balance Transfers and Purchases for 12 months. After that, the variable APR will be 12.99%-22.99% based upon your creditworthiness* Earn 1 ThankYou Point for every $1 you spend on all purchases No expiration and no limit on the points you can earn Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more Earn extra points when you shop through the ThankYou® Bonus Center, a network of 600+ retailers you know and love Travel with ease and enjoy global acceptance with Chip Technology No annual fee*