Bankrate.com makes finding, comparing, and applying for a credit card an easy process!
Below you will find a listing of some of the most popular credit cards in this category.
Some cards may feature low introductory rates, low fixed/variable APRs, rewards and more.
For more detailed information or to apply online, simply click the "Apply Now" button.
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American Express (R) Preferred Rewards Gold Card
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- Earn 10,000 Membership Rewards(R) bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!
- The Membership Rewards(R) program - Earn 1 Membership Rewards(R) point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.
- Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
- Express Approval. Get a decision in less than 60 seconds.
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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Balance
Transfer |
Credit
Needed |
|
N/A |
N/A |
N/A |
$125 annual fee |
N/A |
Excellent |
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AT&T Universal Business Rewards Card
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- 0% APR* on purchases for 6 months
- Earn 5 ThankYou Points® for every dollar you spent on eligible AT&T products and services
- Earn 3 ThankYou Points for every dollar spent on purchases at certain office supply merchants, gas stations, and on professional services and 1 ThankYou point for every dollar spent on other purchases
- Additional cards for employees with credit limits you set
- No Annual Fee
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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Balance
Transfer |
Credit
Needed |
|
0% |
6 months |
16.99% (V) |
None |
No |
Excellent |
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Capital One® No Hassle Cash(SM) Rewards - Excellent Credit
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- 2% cash back on gas and groceries
- 1% cash back on all other purchases
- No limit on the cash you can earn and cash won't expire
- Redeem cash rewards for statement credit, check or gift card
- Get your cash back whenever you want, even set up automatic redemption
- 0% APR on purchases until November 2010
- No foreign transaction fees
- No annual fee
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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Balance
Transfer |
Credit
Needed |
|
0% on purchases |
until November 2010 |
14.90% (V) |
None |
Yes |
Excellent |
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Capital One® No Hassle Miles(SM) Rewards
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- 1 mile per dollar spent on purchases up to $1,000 each month
- 2 miles per dollar above $1,000 each month
- No limit on the miles you can earn and miles don't expire
- Redeem for Travel, Merchandise, Gift Cards and more
- No blackout dates and no seat restrictions
- Fly FREE on any airline to any destination
- No foreign transaction fees
- 0% APR on purchases until November 2010
- No annual fee
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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Balance
Transfer |
Credit
Needed |
|
0% on purchases |
until November 2010 |
13.90% (V) |
None |
Yes |
Excellent |
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Capital One® No Hassle Miles(SM) Ultra—For Professionals
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- 2 miles for every dollar spent on purchases
- No limit on the miles you can earn and miles don't expire
- No blackout dates and no seat restrictions
- Use miles for Travel, Merchandise, Gift Cards and more
- 0% APR on purchases until November 2010
- No foreign transaction fees
- Concierge services—from flowers to flights, have someone else do it for you
- Fly FREE on any airline to any destination
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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Balance
Transfer |
Credit
Needed |
|
0% on purchases |
until November 2010 |
13.90% (V) |
$39 |
Yes |
Excellent |
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Capital One® Orbitz® Visa® Platinum - Excellent
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- 3 points per dollar spent on eligible Orbitz.com bookings
- Get 1 point per dollar on all other purchases
- Bonus points on eligible Orbitz.com bookings
- No limit on the points you can earn and points don't expire
- Redeem for Travel, Merchandise, Gift Cards and more
- Earn travel quickly with low redemption minimums
- 250 point refueling bonus when you redeem points for awards
- No annual fee
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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Balance
Transfer |
Credit
Needed |
|
0% on purchases |
until November 2010 |
13.90% (V) |
None |
Yes |
Excellent |
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Chase Freedom(SM)
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- $50 Cash Back after your first purchase!
- 3% bonus cash back offers in categories like gas, home improvement and department stores
- Full 1% Cash Back on every purchase - no spending tiers or caps on how much you can earn
- Up to an additional 20% cash back at select merchants when you shop online through Chase
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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Balance
Transfer |
Credit
Needed |
|
0% |
up to 12 Months |
As low as 13.24% |
None |
Yes |
Excellent |
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Chase Sapphire(SM)
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- 10,000 Bonus Points after first purchase
- 2X on all airfare booked through Ultimate Rewards
- No earning caps, point expiration, or blackout dates
- Earn 10x for every dollar when shopping at select merchants through Ultimate Rewards Mall
- 1 point for every dollar on all other purchases
- 24/7 Dedicated service advisor (No voice recording)
- Premier travel protection benefits
- No Annual Fee
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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Balance
Transfer |
Credit
Needed |
|
N/A |
N/A |
As low as 12.24% |
None |
Yes |
Excellent |
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Delta Reserve Credit Card
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- Annual First-Class companion certificate, which can be used for a First-Class or Coach-Class ticket!
- Earn up to 10,000 Medallion(R) Qualification Miles (MQMs) after your first purchase
- Built-in Miles BoostSM - earn up to 30,000 MQMs and 30,000 bonus miles
- Complimentary Crown Room Club(R) access for you and two guests
- Access to American Express(R) Concierge Services
- Pay with Miles - pay for all or part of any Delta flight with your miles
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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Balance
Transfer |
Credit
Needed |
|
See Terms* |
See Terms* |
14.50% |
$450 per year |
Yes |
Excellent |
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Discover® More(SM) Card - Monogram
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- Earn more cash in more ways than anyone else(SM)
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online
- Double rewards with more than 100 Cashback Bonus Partners
- Customer Service in less than a minute, anytime you want
- 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*
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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Balance
Transfer |
Credit
Needed |
|
0%* |
6 Months* |
11.99% - 18.99%* |
None |
Yes |
Excellent |
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Credit card definitions
Intro APR: The initial interest rate that is charged for a specified period of time.
Intro period: The period of time for which the introductory interest rate is in effect.
Regular APR: The interest rate charged after the introductory rate has expired.
Annual fee: The charge for use of a credit card levied each year, which typically ranges from $15 to $300 and is billed directly to the customer's monthly statement.
Balance transfer: Moving unpaid credit card debt from one issuer to another.
Credit needed: Terms for credit cards are granted to consumers based on their credit risk. Excellent credit consumers typically have lower interest rates compared with poor credit consumers. Credit card issuers assess risk based on the FICO score, the most commonly used credit score.
Credit card type: The category under which a card can be classified to help consumers identify relevant cards. For example, a consumer looking to transfer a balance from one card to another may want to look at cards in the Balance Transfer category.
Credit type: The category under which a card can be classified to help consumers identify relevant cards. For example, consumers with excellent credit may find the best card for their needs in the Excellent Credit category. Credit worthiness is determined by a consumer's FICO score, the most commonly used credit score.
Issuers: The financial institutions that issue credit cards and bills the customer for purchases made against the card account.