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Search results: Credit Quality Excellent

Find the best Credit Quality Excellent Credit Cards

Bankrate.com makes finding, comparing, and applying for a credit card an easy process!
Below you will find a listing of some of the most popular cards in this category.
Some cards may feature low introductory rates, low fixed/variable APRs, rewards and more.
For more detailed information or to apply online, simply click the "Apply Now" button.

Capital One® VentureOneSM Rewards Credit Card



    • Click "APPLY NOW" to apply online or call 866-781-9766
    • 1.25 miles per dollar on every purchase, every day and no annual fee
    • One-time bonus of 10,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $100 in travel
    • Redeem miles for airline tickets, hotel rooms, car rentals, and more
    • No limit on the miles you can earn and miles don't expire
    • Fly on any airline, any time with no blackout dates
    • 0% intro APR on purchases until May 2014
    • No foreign transaction fees
Purchases Balance Transfer Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
0% until May 2014 N/A N/A 11.9% - 19.9% (V) $0 Excellent Credit

Capital One® Card Finder Tool



    • Click "APPLY NOW" to find card offers
    • See cards with features you want, like low intro rates, unlimited cash back or miles rewards, and more
    • Find the right card without affecting your credit score
    • Get your results in less than a minute
    • 24/7 account access
    • $0 Fraud Liability if your card is lost or stolen
    • Personalize your card with an image of your choice
Purchases Balance Transfer Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
See Terms See Terms See Terms See Terms Various Rates See Terms N/A

United MileagePlus Explorer Card



    • Start with 30,000 bonus miles after you spend $1,000 in the first 3 months
    • Check your first bag for free - save up to $100 per roundtrip
    • Earn double miles on United ticket purchases, and 1 mile per $1 on all other purchases
    • Enjoy priority boarding privileges
    • Visit the United Club with two one-time-use passes every year
    • Use your miles for any seat, any time, on any United flight
    • Your miles don't expire as long as you're a cardmember, with no limit to the number of miles you can earn
    • $0 intro annual fee for the first year, then $95
Purchases Balance Transfer Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
N/A N/A N/A N/A 15.24% (Variable) $0 intro annual fee for the first year, then $95 Excellent Credit

Capital One® Cash Rewards



    • Click "APPLY NOW" to apply online or call 866-781-9766
    • $100 bonus after you spend $500 on purchases within the first 3 months
    • 50% bonus on the cash back you earn every year
    • 1% cash back on all purchases
    • No annual fee
    • Earn unlimited cash back that doesn't expire
    • Redeem cash back anytime for any amount, even set automatic redemptions
    • Personalize your card with an image of your choice
    • 0% intro APR on purchases and balance transfers until May 2014
Purchases Balance Transfer Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
0% until May 2014 0% until May 2014 12.9% - 20.9% (V) $0 Excellent Credit

Gold Delta SkyMiles® Credit Card from American Express



    • Bonus Miles: Earn 30,000 bonus miles toward Award Travel after you spend $500 on the Card within the first three months of Cardmembership.
    • Earn As You Spend: Get 2X miles on Delta purchases and 1X miles for all other eligible dollars spent.
    • Check your first bag free on every Delta flight - that's a savings of up to $200 per round trip for a family of four.
    • Premium Travel Perks: Settle in sooner with Priority Boarding, and enjoy the skies with 20% in-flight savings to use toward meals, beverages, and movies awarded as a statement credit.
    • $0 introductory annual fee for the first year, then $95.
    • Terms and Restrictions Apply.
Purchases Balance Transfer Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
None None None None 15.24% - 19.24% Variable $0 intro annual fee for the first year, then $95 Excellent Credit

Capital One® VentureSM Rewards Credit Card



    • Click "APPLY NOW" to apply online or call 866-781-9766
    • 2 miles per dollar on every purchase, every day
    • As seen in Money® Magazine's "Best" issue three years in a row. - Money® Magazine May 2010, 2011, 2012
    • Earn 10,000 bonus miles when you spend $1,000 on purchases within the first 3 months, equal to $100 in travel
    • Redeem your miles for any travel expense
    • No limit on the miles you can earn and miles don't expire
    • Fly on any airline, any time with no blackout dates
    • No foreign transaction fees
    • $0 intro annual fee for the first year; $59 after that
Purchases Balance Transfer Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
N/A N/A N/A N/A 13.9% - 20.9% (V) $0 intro for first year; $59 after that Excellent Credit

Capital One® Platinum Prestige Credit Card



    • Click "APPLY NOW" to apply online or call 866-781-9766
    • 0% intro APR until August 2014 on balance transfers
    • 0% intro APR until August 2014 on purchases
    • No annual fee
    • $0 Fraud Liability if your card is lost or stolen
    • 24-hour travel assistance gives you a replacement card and cash advance
    • 24-hour roadside assistance
    • Pick an image for your card—choose the one shown here, any of the hundreds in our collection, or add your own
Purchases Balance Transfer Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
0% until August 2014 0% until August 2014 10.9% - 18.9% (V) $0 Excellent Credit

BankAmericard® Visa® Card



    • 0% Introductory APR for 15 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 10.99% - 20.99% variable APR
    • No annual fee
    • Enjoy Purchase Replacement coverage on lost, damaged or stolen purchases
Purchases Balance Transfer Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
0%* 15 billing cycles* 0%* 15 billing cycles for qualifying balance transfers* 10.99%-20.99% Variable* on purchases & balance transfers None* Excellent Credit

BankAmericard Cash Rewards™ Credit Card



    • Get $100 cash rewards bonus after you spend $500 on purchases in the first 90 days of account opening
    • 1% cash back on purchases everywhere, every time
    • 2% on groceries and 3% on gas for the first $1500 in combined gas and grocery purchases each quarter
    • Get a 10% customer bonus when you redeem cash back into a Bank of America® checking or savings account
    • 0% introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, the regular APR
    • No Annual fee
    • No rotating categories and your rewards do not expire
Purchases Balance Transfer Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
0%* 12 billing cycles* 0%* 12 billing cycles for qualifying balance transfers* 12.99% - 22.99% Variable* on purchases & balance transfers None* Excellent Credit

Blue Cash Everyday® Card from American Express



    • Earn 100 Reward Dollars after you make $1,000 in purchases in the first three months of Cardmembership.
    • Earn Cash Back: 3% at US supermarkets, up to $6,000 per year in purchases, 2% at US gas stations & select US dept stores, 1% on other purchases. Terms and limitations apply.
    • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
    • Simple and Straightforward: With the Blue Cash Everyday Card, you can start earning cash back. No rotating reward categories. No enrollment required.
    • No annual fee, 0% intro APR on purchases for 12 months. After that, your APR will be a variable rate, currently 12.99%-21.99% with flexibility to pay over time.
    • Terms and Restrictions Apply.
Purchases Balance Transfer Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
0% 12 months None None 12.99% - 21.99% Variable $0 Excellent Credit

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Definitions
Credit cards: Enter up to 5 credit card accounts, one on each line.
Balance: Your current balance on your credit card.
Interest rate: The annual percentage rate you pay on this credit card. The rate you enter is used to calculate the interest on all future payments for the credit card. The length of time to payoff this credit card may be much greater than calculated if you enter a low promotional interest rate that is only fixed for short period of time.
Payment: This is your initial minimum monthly payment. Your minimum monthly payment is calculated as 2% of your current outstanding balance. While your actual minimum monthly payment may be slightly different, this is one of the most common methods used by credit card companies to calculate minimum payments.
Credit limit: This is the total amount of credit you have on this credit card. The optimizer will not allow you to have credit card balances that are over your credit limit.

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Credit card definitions

Purchases Intro APR: The initial interest rate that is charged for a specified period of time.

Purchases Intro period: The period of time for which the introductory interest rate is in effect.

Regular APR: The interest rate charged after the introductory rate has expired.

Annual fee: The charge for use of a credit card levied each year, which typically ranges from $15 to $300 and is billed directly to the customer's monthly statement.

Balance transfer: Moving unpaid credit card debt from one issuer to another.

Credit needed: Terms for credit cards are granted to consumers based on their credit risk. Excellent credit consumers typically have lower interest rates compared with poor credit consumers. Credit card issuers assess risk based on the FICO score, the most commonly used credit score.

Credit card type: The category under which a card can be classified to help consumers identify relevant cards. For example, a consumer looking to transfer a balance from one card to another may want to look at cards in the Balance Transfer category.

Credit type: The category under which a card can be classified to help consumers identify relevant cards. For example, consumers with excellent credit may find the best card for their needs in the Excellent Credit category. Credit worthiness is determined by a consumer's FICO score, the most commonly used credit score.

Issuers: The financial institutions that issue credit cards and bills the customer for purchases made against the card account.

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Credit card tip
Never just pay the minimum. By paying the smallest amount of your bill instead of paying it off every month, you allow the card companies to make money off of you by charging interest. This also makes a charge more expensive.
Credit card tip
Pay your bill on time. If you don't pay your bill by the due date, you face late fees of up to $39, along with interest-rate hikes. Just being one day late on your payment could cause your 3 percent interest card to jump up to 22 percent or more in some cases.
Credit card tip
If you want a better rate, sometimes all you have to do is ask. If you are a good customer who pays on time and doesn't go over your credit limit, you card issuer wants to keep you as a client. Give them a call and see what they are willing to do for you.
Quality Assurance
Compare rates with confidence. Rates are accurate and available as of the date seen for Bankrate consumers. Identify yourself as a Bankrate consumer to get the Bankrate.com rate.

* See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.

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Credit Card Averages
Product Rate
Balance Transfer Cards 15.92%
Cash Back Cards 16.34%
Low Interest Cards 11.01%
Rewards Cards 15.80%
Compare rates:
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