Bankrate.com makes finding, comparing, and applying for a credit card an easy process!
Below you will find a listing of some of the most popular credit cards in this category.
Some cards may feature low introductory rates, low fixed/variable APRs, rewards and more.
For more detailed information or to apply online, simply click the "Apply Now" button.
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TrueEarnings(R) Card from Costco and American Express
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- Earn cash back on gas and a $25 statement credit with your first purchase made with the Card.
- Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
- No Annual Fee with your paid Costco Membership
- The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
- No Limit on the Cash Back earned
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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Balance
Transfer |
Credit
Needed |
|
See Terms* |
See Terms* |
15.24% |
See Terms* |
Yes |
Excellent |
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American Express (R) Preferred Rewards Gold Card
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- Earn 10,000 Membership Rewards(R) bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!
- The Membership Rewards(R) program - Earn 1 Membership Rewards(R) point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.
- Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
- Express Approval. Get a decision in less than 60 seconds.
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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Balance
Transfer |
Credit
Needed |
|
N/A |
N/A |
N/A |
$125 annual fee |
N/A |
Excellent |
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Biodegradable Discover® More Card
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- Help protect the planet with the new biodegradable Discover Card
- Card plastic breaks down 99% within five years in landfill conditions
- Earn more cash in more ways than anyone else(SM)
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online
- Double rewards with more than 100 Cashback Bonus Partners
- Customer Service in less than a minute, anytime you want
- 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*
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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Balance
Transfer |
Credit
Needed |
|
0%* |
6 months* |
11.99% - 18.99%* |
None |
Yes |
Good |
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Citi PremierPass® Card - Elite Level
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- 20,000 bonus points after $600 in purchases made within 3 months of account opening*
- Earn 2 points for every dollar spent on everyday purchases and 1 point for all other purchases*
- Earn 1 point for every mile you fly on any airline*
- Earn 1 point for every mile friends and family fly on tickets purchased with your card*
- Get a complimentary companion ticket when you buy a qualifying ticket*
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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Balance
Transfer |
Credit
Needed |
|
N/A |
N/A |
14.24% (V) |
$75 Annually |
Yes |
Good |
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Discover® More(SM) Card
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- Earn more cash in more ways than anyone else(SM)
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online
- Double rewards with more than 100 Cashback Bonus Partners
- Customer Service in less than a minute, anytime you want
- 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*
|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Balance
Transfer |
Credit
Needed |
|
0%* |
6 Months* |
11.99% - 18.99%* |
None |
Yes |
Good |
|
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Discover® More(SM) Card - American Flag
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- Earn more cash in more ways than anyone else(SM)
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online
- Double rewards with more than 100 Cashback Bonus Partners
- Customer Service in less than a minute, anytime you want
- 0% Intro APR for 6 months on Purchases, and up to 12 months on Balance Transfers*
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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Balance
Transfer |
Credit
Needed |
|
0%* |
12 Months* |
11.99% - 18.99%* |
None |
Yes |
Good |
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Discover® More(SM) Card - Clear
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- Earn more cash in more ways than anyone else(SM)
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online
- Double rewards with more than 100 Cashback Bonus Partners
- Customer Service in less than a minute, anytime you want
- 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*
|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Balance
Transfer |
Credit
Needed |
|
0%* |
6 Months* |
11.99% - 18.99%* |
None |
Yes |
Good |
|
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Discover® More(SM) Card - Monogram
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- Earn more cash in more ways than anyone else(SM)
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online
- Double rewards with more than 100 Cashback Bonus Partners
- Customer Service in less than a minute, anytime you want
- 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*
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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Balance
Transfer |
Credit
Needed |
|
0%* |
6 Months* |
11.99% - 18.99%* |
None |
Yes |
Excellent |
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Discover® More(SM) Card - Sealife Collection
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- Earn more cash in more ways than anyone else(SM)
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online
- Double rewards with more than 100 Cashback Bonus Partners
- Customer Service in less than a minute, anytime you want
- 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*
|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Balance
Transfer |
Credit
Needed |
|
0%* |
6 Months* |
11.99% - 18.99%* |
None |
Yes |
Good |
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Discover® More(SM) Card - Wildlife Collection
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- Earn more cash in more ways than anyone else(SM)
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online
- Double rewards with more than 100 Cashback Bonus Partners
- Customer Service in less than a minute, anytime you want
- 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*
|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Balance
Transfer |
Credit
Needed |
|
0%* |
6 Months* |
11.99% - 18.99%* |
None |
Yes |
Good |
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Credit card definitions
Intro APR: The initial interest rate that is charged for a specified period of time.
Intro period: The period of time for which the introductory interest rate is in effect.
Regular APR: The interest rate charged after the introductory rate has expired.
Annual fee: The charge for use of a credit card levied each year, which typically ranges from $15 to $300 and is billed directly to the customer's monthly statement.
Balance transfer: Moving unpaid credit card debt from one issuer to another.
Credit needed: Terms for credit cards are granted to consumers based on their credit risk. Excellent credit consumers typically have lower interest rates compared with poor credit consumers. Credit card issuers assess risk based on the FICO score, the most commonly used credit score.
Credit card type: The category under which a card can be classified to help consumers identify relevant cards. For example, a consumer looking to transfer a balance from one card to another may want to look at cards in the Balance Transfer category.
Credit type: The category under which a card can be classified to help consumers identify relevant cards. For example, consumers with excellent credit may find the best card for their needs in the Excellent Credit category. Credit worthiness is determined by a consumer's FICO score, the most commonly used credit score.
Issuers: The financial institutions that issue credit cards and bills the customer for purchases made against the card account.