Search results:Cards for Bad Credit

Find the best Cards for Bad Credit Credit Cards

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Bankrate.com makes finding, comparing, and applying for a credit card an easy process! Below you will find a listing of some of the most popular cards in this category.
Some cards may feature low introductory rates, low fixed/variable APRs, rewards and more.
For more detailed information or to apply online, simply click the "Apply Now" button.

  • Capital One® Secured MasterCard®
    • Click "APPLY NOW" to apply online or call 866-781-9766
    • Build credit with responsible use with no processing or application fees
    • Regular reporting to the 3 major credit bureaus
    • Get free access to a credit score, credit report, and credit tips using Credit Tracker
    • Your security deposit can get you a line up to $3,000
    • You may qualify for a credit line increase based on your payment history and creditworthiness
    • Build a financial foundation you can stand on with a card that gets you started
    • Use it like any MasterCard credit card, accepted at millions of locations worldwide
  • Purchases
    • Intro APR
      Purchases Intro APR:N/A
    • Intro APR Period
      Purchases Intro APR Period:N/A
  • Balance Transfer
    • Intro APR
      Balance Transfer Intro APR: N/A
    • Into APR Period
      Balance Transfer Intro APR Period: N/A
  • Regular APR
    Regular APR:22.9% (V)
  • Annual Fee
    Annual Fee:$29
  • Credit Needed
    Credit Needed:Bad Credit
  • Credit One Bank® Gas Rewards Credit Card
    • 1% back on all gas purchases
    • No limit to the gas rewards you can earn
    • Rewards post to your account automatically each month
    • Get pre-qualified without affecting your credit score
    • Make your first six payments on time and get a credit line increase
    • Keep an eye on your credit information with free online monthly credit score tracking
    • Choose your card design from our premium gallery
    • Email or text alerts to remind you when your payment is due
  • Purchases
    • Intro APR
      Purchases Intro APR:N/A
    • Intro APR Period
      Purchases Intro APR Period:N/A
  • Balance Transfer
    • Intro APR
      Balance Transfer Intro APR: N/A
    • Into APR Period
      Balance Transfer Intro APR Period: N/A
  • Regular APR
    Regular APR:17.90%-23.90% (Variable)
  • Annual Fee
    Annual Fee:$35-$75
  • Credit Needed
    Credit Needed:Bad Credit
  • First Progress Platinum Prestige MasterCard® Secured Credit Card
    • First Progress Secured Card—The smart alternative to prepaid cards and expensive high fee/APR credit cards.
    • Our card reports monthly to all three major bureaus and approval is based upon a fully-refundable security deposit.
    • We can approve you at any credit score, no minimum required.
    • No processing or application fees required.
    • Full-featured Platinum MasterCard, accepted for car rentals, hotels, and millions of other locations worldwide.
    • Refundable security deposit required at time of application, only apply when you have a min of $300 to deposit immediately from a checking account or debit card.
    • Program not available in NY, WI, and IA.
  • Purchases
    • Intro APR
      Purchases Intro APR:N/A
    • Intro APR Period
      Purchases Intro APR Period:N/A
  • Balance Transfer
    • Intro APR
      Balance Transfer Intro APR: N/A
    • Into APR Period
      Balance Transfer Intro APR Period: N/A
  • Regular APR
    Regular APR:11.99% (Variable)
  • Annual Fee
    Annual Fee:$44
  • Credit Needed
    Credit Needed:Bad Credit
  • First Progress Platinum Select MasterCard® Secured Credit Card
    • Nationwide Program though not yet available in NY, IA, AR, or WI
    • Receive Your Card More Quickly with New Expedited Processing Option
    • No Credit History or Minimum Credit Score Required for Approval
    • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
    • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
    • Credit Line Secured by Your Fully-Refundable Deposit of $300 -- $2,000 Submitted with Application
    • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
    • 24/7 Online Access to Your Account
  • Purchases
    • Intro APR
      Purchases Intro APR:N/A
    • Intro APR Period
      Purchases Intro APR Period:N/A
  • Balance Transfer
    • Intro APR
      Balance Transfer Intro APR: N/A
    • Into APR Period
      Balance Transfer Intro APR Period: N/A
  • Regular APR
    Regular APR:14.99% (Variable)
  • Annual Fee
    Annual Fee:$39
  • Credit Needed
    Credit Needed:Bad Credit
  • OpenSky® Secured Visa® Credit Card
    • Build Your Credit with our monthly reporting to all 3 credit bureaus.
    • Control Your Finances, start with a security deposit and credit line as low as $200.
    • Apply in less than 5 minutes, No credit check necessary.
    • Avoid paying interest, no interest charged on new purchases if the balance is paid in full by the due date each month.
    • Extra Credit When You Need It, increase your credit line up to $5000 (subject to approval).
    • Easy funding options, with 4 ways to fund and No checking account needed.
  • Purchases
    • Intro APR
      Purchases Intro APR:N/A
    • Intro APR Period
      Purchases Intro APR Period:N/A
  • Balance Transfer
    • Intro APR
      Balance Transfer Intro APR: N/A
    • Into APR Period
      Balance Transfer Intro APR Period: N/A
  • Regular APR
    Regular APR:17.50% (Variable)
  • Annual Fee
    Annual Fee:$29
  • Credit Needed
    Credit Needed:Bad Credit
  • Account Now Gold Visa® Prepaid Card
    • Perfect for Direct Deposit Tax Refund - Get your Tax Refund Fast without a traditional bank account.
    • Get Paid up to 2 days faster with Free Direct Deposit † - get your paycheck or benefits checks in your card account and access your funds up to 2 days earlier than payday.
    • 100% Guaranteed Approval - upon successful ID verification. No Credit check. No ChexSystems check. And no existing bank account required.
    • $0 Activation Fee. No Minimum Balance. No Overdraft fees.
    • $15 Bonus§ with recurring Direct Deposit. Never pay to cash your paychecks and get your pay faster.
    • Use it everywhere Visa Debit cards are accepted and pay anyone with PayAnyone Bill Pay. Shop online, rent a car, pay your rent and more.
    • Easy Mobile Account Access and Text Alerts. Get your account balance, transaction details sent to your phone within seconds
    • BBB Accredited A+ Company. Excellent Customer Service.
  • Purchases
    • Intro APR
      Purchases Intro APR:N/A
    • Intro APR Period
      Purchases Intro APR Period:N/A
  • Balance Transfer
    • Intro APR
      Balance Transfer Intro APR: N/A
    • Into APR Period
      Balance Transfer Intro APR Period: N/A
  • Regular APR
    Regular APR:N/A
  • Annual Fee
    Annual Fee:up to $9.95 monthly fee
  • Credit Needed
    Credit Needed:No Credit Check
  • First Progress Platinum Elite MasterCard® Secured Credit Card
    • Nationwide Program though not yet available in NY, IA, AR, or WI
    • Receive Your Card More Quickly with New Expedited Processing Option
    • No Credit History or Minimum Credit Score Required for Approval
    • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
    • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
    • Credit Line Secured by Your Fully-Refundable Deposit of $300 -- $2,000 Submitted with Application
    • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
    • 24/7 Online Access to Your Account
  • Purchases
    • Intro APR
      Purchases Intro APR:N/A
    • Intro APR Period
      Purchases Intro APR Period:N/A
  • Balance Transfer
    • Intro APR
      Balance Transfer Intro APR: N/A
    • Into APR Period
      Balance Transfer Intro APR Period: N/A
  • Regular APR
    Regular APR:19.99% (Variable)
  • Annual Fee
    Annual Fee:$29
  • Credit Needed
    Credit Needed:Bad Credit
  • NetSpend® Visa® Prepaid Card
    • Get Paid up to 2 days faster with direct deposit — paychecks and government benefit checks
    • 100% Approval - No credit check needed (ID verification required).
    • No credit card debt or late fees
    • Earn cash back with NetSpend Payback Rewards
    • Real-time activity alerts sent to your mobile phone.
    • Prescription Discounts - up to 55% off!
    • Funds are FDIC insured up to the current coverage limit (ID verification required).
  • Purchases
    • Intro APR
      Purchases Intro APR:N/A
    • Intro APR Period
      Purchases Intro APR Period:N/A
  • Balance Transfer
    • Intro APR
      Balance Transfer Intro APR: N/A
    • Into APR Period
      Balance Transfer Intro APR Period: N/A
  • Regular APR
    Regular APR:N/A
  • Annual Fee
    Annual Fee:$9.95 monthly fee
  • Credit Needed
    Credit Needed:No Credit Check
  • PayPal™ Prepaid MasterCard®
    • Free direct deposit - get your paycheck and government benefits up to 2 days faster.
    • Instantly transfer money from your PayPal Account to your PayPal Prepaid MasterCard!
    • Get account alerts on your mobile device or download our App to check your balance and see recent transactions
    • Open an optional savings account currently offering a 5.00% APY for balances up to $5,000 (new)
    • Earn Cash back rewards from specially selected stores, restaurants and more
    • No credit check, overdraft fees or interest charges.
    • Safer than carrying cash - use it to pay for everyday purchases.
  • Purchases
    • Intro APR
      Purchases Intro APR:N/A
    • Intro APR Period
      Purchases Intro APR Period:N/A
  • Balance Transfer
    • Intro APR
      Balance Transfer Intro APR: N/A
    • Into APR Period
      Balance Transfer Intro APR Period: N/A
  • Regular APR
    Regular APR:N/A
  • Annual Fee
    Annual Fee:$4.95 monthly fee
  • Credit Needed
    Credit Needed:No Credit Check
  • Carbon Prepaid Visa® RushCard
    • Enroll in Direct Deposit and get your pay up to two days early. *Certain restrictions apply. See card site for details.
    • Real time activity alerts via text, email, and mobile app. *Standard text messaging rates from your wireless provider apply.
    • Transfer money to another RushCard member for just $0.99.
    • Access to over 23,000 fee-free MoneyPass ATMs from coast-to-coast. Get cash or check your balance - free of charge.
    • Your money is covered by Visa Zero Liability protection. *Certain restrictions apply. See card site for details.
    • Free 24/7 customer service.
  • Purchases
    • Intro APR
      Purchases Intro APR:N/A
    • Intro APR Period
      Purchases Intro APR Period:N/A
  • Balance Transfer
    • Intro APR
      Balance Transfer Intro APR: N/A
    • Into APR Period
      Balance Transfer Intro APR Period: N/A
  • Regular APR
    Regular APR:N/A
  • Annual Fee
    Annual Fee:Variable Monthly Fees
  • Credit Needed
    Credit Needed:No Credit Needed
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Credit card definitions

Purchases Intro APR: The initial interest rate that is charged for a specified period of time.

Purchases Intro period: The period of time for which the introductory interest rate is in effect.

Regular APR: The interest rate charged after the introductory rate has expired.

Annual fee: The charge for use of a credit card levied each year, which typically ranges from $15 to $300 and is billed directly to the customer's monthly statement.

Balance transfer: Moving unpaid credit card debt from one issuer to another.

Credit needed: Terms for credit cards are granted to consumers based on their credit risk. Excellent credit consumers typically have lower interest rates compared with poor credit consumers. Credit card issuers assess risk based on the FICO score, the most commonly used credit score.

Credit card type: The category under which a card can be classified to help consumers identify relevant cards. For example, a consumer looking to transfer a balance from one card to another may want to look at cards in the Balance Transfer category.

Credit type: The category under which a card can be classified to help consumers identify relevant cards. For example, consumers with excellent credit may find the best card for their needs in the Excellent Credit category. Credit worthiness is determined by a consumer's FICO score, the most commonly used credit score.

Issuers: The financial institutions that issue credit cards and bills the customer for purchases made against the card account.

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Credit card tip
Never just pay the minimum. By paying the smallest amount of your bill instead of paying it off every month, you allow the card companies to make money off of you by charging interest. This also makes a charge more expensive.
Credit card tip
Pay your bill on time. If you don't pay your bill by the due date, you face late fees of up to $39, along with interest-rate hikes. Just being one day late on your payment could cause your 3 percent interest card to jump up to 22 percent or more in some cases.
Credit card tip
If you want a better rate, sometimes all you have to do is ask. If you are a good customer who pays on time and doesn't go over your credit limit, you card issuer wants to keep you as a client. Give them a call and see what they are willing to do for you.
Quality Assurance
Compare rates with confidence. Rates are accurate and available as of the date seen for Bankrate consumers. Identify yourself as a Bankrate consumer to get the Bankrate.com rate.

* See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.

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Product Rate Change Last week
Balance Transfer Cards 15.67%  0.04 15.71%
Cash Back Cards 16.32%  0.04 16.36%
Low Interest Cards 10.91% --0.00 10.91%
 
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