Search results:Low Interest Cards

Find the best Low Interest Cards Credit Cards

Edit

Bankrate.com makes finding, comparing, and applying for a credit card an easy process! Below you will find a listing of some of the most popular cards in this category.
Some cards may feature low introductory rates, low fixed/variable APRs, rewards and more.
For more detailed information or to apply online, simply click the "Apply Now" button.

  • Capital One® VentureOne® Rewards Credit Card
    • Click "APPLY NOW" to apply online or call 866-781-9766
    • Earn unlimited 1.25 miles on every purchase, every day
    • No annual fee
    • Enjoy a one-time bonus of 20,000 miles once you spend $2,000 on purchases within the first 3 months, equal to $200 in travel
    • Fly any airline, stay at any hotel, anytime
    • Enjoy a low intro APR on purchases
    • Travel when you want—no blackout dates
    • Miles don't expire
    • No limit to the miles you can earn
  • Purchases
    • Intro APR
      Purchases Intro APR:0%
    • Intro APR Period
      Purchases Intro APR Period:until April 2015
  • Balance Transfer
    • Intro APR
      Balance Transfer Intro APR: N/A
    • Into APR Period
      Balance Transfer Intro APR Period: N/A
  • Regular APR
    Regular APR:11.9% - 19.9% (V)
  • Annual Fee
    Annual Fee:$0
  • Credit Needed
    Credit Needed:Excellent/Good
  • Discover it®
    • Click "APPLY NOW" to apply online or call 800-628-1537
    • Fair. No annual fee. No overlimit fee. No foreign transaction fee. Pay up to midnight ET online or by phone on your due date without a fee. Plus, paying late won't raise your APR.*
    • Generous. 5% cash back at Home Improvement Stores, Furniture Stores and Bed Bath & Beyond® on up to $1,500 in purchases from April through June 2014.*
    • Human. 100% U.S.-based customer service available any time.
    • Safe. Because you're never responsible for unauthorized charges with our $0 Fraud Liability Guarantee.
    • Plus, free FICO® Credit Score on your monthly statement to help you stay on top of your credit.*
    • 0% Intro APR* on purchases and balance transfers for 14 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. A fee of 3% applies for each balance transferred.
    • *Click "Apply" to see rates, rewards, and free FICO® Credit Score terms and other information.
  • Purchases
    • Intro APR
      Purchases Intro APR:0%
    • Intro APR Period
      Purchases Intro APR Period:14 months
  • Balance Transfer
    • Intro APR
      Balance Transfer Intro APR: 0%
    • Into APR Period
      Balance Transfer Intro APR Period: 14 months
  • Regular APR
    Regular APR:10.99% - 22.99% Variable*
  • Annual Fee
    Annual Fee:$0
  • Credit Needed
    Credit Needed:Excellent Credit
  • BankAmericard® Visa® Card
    • 0% Introductory APR for 15 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 10.99% - 20.99% variable APR
    • No annual fee
    • The perfect card for those seeking a simple yet convenient-to-use credit card
  • Purchases
    • Intro APR
      Purchases Intro APR:0%*
    • Intro APR Period
      Purchases Intro APR Period:15 billing cycles*
  • Balance Transfer
    • Intro APR
      Balance Transfer Intro APR: 0%*
    • Into APR Period
      Balance Transfer Intro APR Period: 15 billing cycles for qualifying balance transfers*
  • Regular APR
    Regular APR:10.99% - 20.99% Variable* on purchases & balance transfers
  • Annual Fee
    Annual Fee:$0
  • Credit Needed
    Credit Needed:Excellent Credit
  • Capital One® Venture® Rewards Credit Card
    • Click "APPLY NOW" to apply online or call 866-781-9766
    • Earn unlimited 2X miles on every purchase, every day
    • Enjoy a one-time bonus of 20,000 miles once you spend $2,000 on purchases within the first 3 months, equal to $200 in travel
    • Fly any airline, stay at any hotel, anytime
    • Travel when you want—no blackout dates
    • Miles don't expire
    • No limit to the miles you can earn
    • No foreign transaction fees
    • No annual fee for the first year; $59 after that
  • Purchases
    • Intro APR
      Purchases Intro APR:N/A
    • Intro APR Period
      Purchases Intro APR Period:N/A
  • Balance Transfer
    • Intro APR
      Balance Transfer Intro APR: N/A
    • Into APR Period
      Balance Transfer Intro APR Period: N/A
  • Regular APR
    Regular APR:13.9% - 20.9% (V)
  • Annual Fee
    Annual Fee:$0 intro for first year; $59 after that
  • Credit Needed
    Credit Needed:Excellent/Good
  • Capital One® Card Finder Tool
    • Find card offers you may be eligible for without affecting your credit score
    • Get matched to features you want like low intro rates, cash back or miles, and more
    • See your card matches in less than 60 seconds
    • Find a card for where you are—to help you prepare for what's ahead
    • All Capital One cards come with fraud coverage if your card is lost or stolen
    • 24/7 account access including mobile app for fast and easy account management—right from your smartphone
    • Pick the monthly payment due date that works best for you
    • Pay the way you want—by check, online, or at a local branch
  • Purchases
    • Intro APR
      Purchases Intro APR:See Terms
    • Intro APR Period
      Purchases Intro APR Period:See Terms
  • Balance Transfer
    • Intro APR
      Balance Transfer Intro APR: See Terms
    • Into APR Period
      Balance Transfer Intro APR Period: See Terms
  • Regular APR
    Regular APR:Various Rates
  • Annual Fee
    Annual Fee:See Terms
  • Credit Needed
    Credit Needed:N/A
  • BankAmericard Cash Rewards™ Credit Card
    • Online-exclusive $100 cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
    • 1% cash back on purchases everywhere, every time
    • 2% at grocery stores and 3% on gas for the first $1,500 in combined grocery store and gas purchases each quarter.
    • Bank of America customers: Get an ongoing 10% customer bonus every time you redeem cash back into a Bank of America® checking or savings account
    • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 12.99% - 22.99% variable APR
    • No annual fee
    • No changing categories and your rewards do not expire
  • Purchases
    • Intro APR
      Purchases Intro APR:0%*
    • Intro APR Period
      Purchases Intro APR Period:12 billing cycles*
  • Balance Transfer
    • Intro APR
      Balance Transfer Intro APR: 0%*
    • Into APR Period
      Balance Transfer Intro APR Period: 12 billing cycles for qualifying balance transfers*
  • Regular APR
    Regular APR:12.99% - 22.99% Variable* on purchases & balance transfers
  • Annual Fee
    Annual Fee:$0
  • Credit Needed
    Credit Needed:Excellent Credit
  • Capital One® Platinum Prestige Credit Card
    • Click "APPLY NOW" to apply online or call 866-781-9766
    • Transfer a balance for 0% intro APR until July 2015
    • Get 0% intro APR on all purchases until July 2015
    • Enjoy no annual fee
    • Get peace of mind with fraud coverage if your card is lost or stolen
    • Enjoy extended warranty protection on eligible items purchased with your card
    • Fast and easy access, 24/7
    • Rent a car using your card and get collision, damage, and loss insurance
    • Feel secure with 24-hour roadside assistance
  • Purchases
    • Intro APR
      Purchases Intro APR:0%
    • Intro APR Period
      Purchases Intro APR Period:until July 2015
  • Balance Transfer
    • Intro APR
      Balance Transfer Intro APR: 0%
    • Into APR Period
      Balance Transfer Intro APR Period: until July 2015
  • Regular APR
    Regular APR:10.9% - 18.9% (V)
  • Annual Fee
    Annual Fee:$0
  • Credit Needed
    Credit Needed:Excellent/Good
  • Discover it®
    • Click "APPLY NOW" to apply online or call 888-333-5886
    • Fair. No annual fee. No overlimit fee. No foreign transaction fee. Pay up to midnight ET online or by phone on your due date without a fee. Plus, paying late won't raise your APR.*
    • Generous. 5% cash back at Home Improvement Stores, Furniture Stores and Bed Bath & Beyond® on up to $1,500 in purchases from April through June 2014.*
    • Human. 100% U.S.-based customer service available any time.
    • Safe. Because you're never responsible for unauthorized charges with our $0 Fraud Liability Guarantee.
    • Plus, free FICO® Credit Score on your monthly statement to help you stay on top of your credit.*
    • 0% Intro APR* on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. A fee of 3% applies for each balance transferred.
    • 0% Intro APR* on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
    • * Click "Apply" to see rates, rewards, and free FICO® Credit Score terms and other information.
  • Purchases
    • Intro APR
      Purchases Intro APR:0%
    • Intro APR Period
      Purchases Intro APR Period:6 months
  • Balance Transfer
    • Intro APR
      Balance Transfer Intro APR: 0%
    • Into APR Period
      Balance Transfer Intro APR Period: 18 months
  • Regular APR
    Regular APR:10.99% - 22.99% Variable*
  • Annual Fee
    Annual Fee:$0
  • Credit Needed
    Credit Needed:Excellent Credit
  • Blue Cash Everyday® Card from American Express
    • Get 50 Reward Dollars, redeemable for a $50 statement credit, after you make $1,000 in purchases with your new Card in the first three months.
    • Plus, get one year of Amazon Prime after you sign up for a new membership with your Card and meet the spending requirement in the same time period.
    • As an Amazon Prime member, you get unlimited Free Two-Day Shipping on millions of items.
    • Earn Cash Back: 3% at US supermarkets, up to $6,000 per year in purchases, 2% at US gas stations & select US dept stores, 1% on other purchases. Terms and limitations apply.
    • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
    • 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 12.99% to 21.99%, based on your creditworthiness and other factors.
    • Terms and Restrictions Apply.
  • Purchases
    • Intro APR
      Purchases Intro APR:0%
    • Intro APR Period
      Purchases Intro APR Period:15 months
  • Balance Transfer
    • Intro APR
      Balance Transfer Intro APR: 0%
    • Into APR Period
      Balance Transfer Intro APR Period: 15 months
  • Regular APR
    Regular APR:12.99% - 21.99% Variable
  • Annual Fee
    Annual Fee:$0
  • Credit Needed
    Credit Needed:Excellent Credit
  • Upromise World MasterCard®
    • You can earn 10% or more cash back on eligible online purchases through Upromise.com
    • Start with a $50 cash back bonus after first use
    • Earn 4% cash back at thousands of participating Upromise dining restaurants
    • Earn up to 3% cash back on eligible gas purchases at Exxon or Mobil locations
    • Earn 2% cash back at eligible movie theaters
    • Earn 1% cash back on all other purchases
    • No annual fee
  • Purchases
    • Intro APR
      Purchases Intro APR:0%
    • Intro APR Period
      Purchases Intro APR Period:12 months
  • Balance Transfer
    • Intro APR
      Balance Transfer Intro APR: 0%
    • Into APR Period
      Balance Transfer Intro APR Period: 12 months
  • Regular APR
    Regular APR:12.99%-20.99% (Variable)
  • Annual Fee
    Annual Fee:$0
  • Credit Needed
    Credit Needed:Good Credit
Page: 1 of 4

Credit card definitions

Purchases Intro APR: The initial interest rate that is charged for a specified period of time.

Purchases Intro period: The period of time for which the introductory interest rate is in effect.

Regular APR: The interest rate charged after the introductory rate has expired.

Annual fee: The charge for use of a credit card levied each year, which typically ranges from $15 to $300 and is billed directly to the customer's monthly statement.

Balance transfer: Moving unpaid credit card debt from one issuer to another.

Credit needed: Terms for credit cards are granted to consumers based on their credit risk. Excellent credit consumers typically have lower interest rates compared with poor credit consumers. Credit card issuers assess risk based on the FICO score, the most commonly used credit score.

Credit card type: The category under which a card can be classified to help consumers identify relevant cards. For example, a consumer looking to transfer a balance from one card to another may want to look at cards in the Balance Transfer category.

Credit type: The category under which a card can be classified to help consumers identify relevant cards. For example, consumers with excellent credit may find the best card for their needs in the Excellent Credit category. Credit worthiness is determined by a consumer's FICO score, the most commonly used credit score.

Issuers: The financial institutions that issue credit cards and bills the customer for purchases made against the card account.

« »
Credit card tip
Never just pay the minimum. By paying the smallest amount of your bill instead of paying it off every month, you allow the card companies to make money off of you by charging interest. This also makes a charge more expensive.
Credit card tip
Pay your bill on time. If you don't pay your bill by the due date, you face late fees of up to $39, along with interest-rate hikes. Just being one day late on your payment could cause your 3 percent interest card to jump up to 22 percent or more in some cases.
Credit card tip
If you want a better rate, sometimes all you have to do is ask. If you are a good customer who pays on time and doesn't go over your credit limit, you card issuer wants to keep you as a client. Give them a call and see what they are willing to do for you.
Quality Assurance
Compare rates with confidence. Rates are accurate and available as of the date seen for Bankrate consumers. Identify yourself as a Bankrate consumer to get the Bankrate.com rate.

* See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.

Modify Search
Search by:

Select one:

Low Interest Cards
0% APR Cards
Gas Cards
Airline Cards
Student Cards
Cards for Bad Credit
Balance Transfer Cards
Reward Cards
Cash Back Cards
Business Cards
Prepaid & Debit Cards
Secured

Select one:

Credit Quality Excellent
Credit Quality Fair
Credit Quality Good
Cards for Bad Credit

Select one:

American Express
Barclaycard
Chase
Discover
Visa
Bank of America
Capital One
Citi Cards
MasterCard
advertisement
Product Rate Change Last week
Balance Transfer Cards 15.67%  0.04 15.71%
Cash Back Cards 16.32%  0.04 16.36%
Low Interest Cards 10.91% --0.00 10.91%
 
Search
advertisement

Connect with us