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News Archive
2006 Taxes | 2007 Financial Literacy | 2008 Financial Literacy | Advice | Auto loans | Banking and the economy | Beating Bankruptcy Blog | Book review | Checking and ATMs | College financing | Credit cards | Credit management | Credit repair | Credit reports and credit scores | Credit unions | Debt consolidation | Exclusive: 2008 CD study | Exclusive: 2008 Credit Card Study | Exclusive: Passbook/Statement savings study 2008 | Fame & Fortune | Frugal U | Home equity | Home improvement | Insurance | Investing | Money markets | Mortgage Matters Blog | Mortgages | Online banking | Personal finance | Plastic Rap Blog | Rate Trend Index | Real estate | Retirement Channel | Savings | Small business | Special reports | Taxes |

2006 Taxes
Reporting your retirement plan rollover -- When you changed jobs, you took your company retirement plan with you. We explain how to report it to the IRS. Story
Some hybrids qualify for tax breaks -- Nissan and Mazda have finally joined Honda on the hybrid tax credit track. Story
Estimated tax deadline looms -- Some folks face summer tax chores as their third 1040ES payment is due September 15. Story
-- More 2006 Taxes news
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2007 Financial Literacy
Building blocks of a successful investment strategy -- Successful investing starts with knowledge. Here are the basics to get your portfolio on the right path. Story
Do taxes yourself or hire a pro? -- Most Americans dread doing their annual tax-filing chores. But all have to determine whether to do it themselves or hire an expert. Story
Ways to pay off a big tax bill -- The IRS does offer several payment options. But do file your taxes or you'll owe huge penalties. Story
-- More 2007 Financial Literacy news
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2008 Financial Literacy
Use defensive strategy to get rich -- Author Alan Corey tells how he got rich by the not-so-ripe age of 28. Savvy borrowing was key to his success. Story
Expert tips for staying safe online -- Internet security expert Steve Gibson says to best protect your ID online, use the software between your ears. Story
Americans less clueless about mortgages -- More people know what kind of mortgage they have than last year, but more also worry about making home payments. Story
-- More 2008 Financial Literacy news
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Advice
Savvy shoppers may get car with card -- It may be possible to purchase a car with a credit card after all, says Bankrate car columnist Terry Jackson. Story
6 common car-shopping mistakes -- Avoiding these six mistakes will keep you out of car-buying trouble, says Bankrate car columnist Terry Jackson. Story
Drivers won't trade extras for fuel -- Fuel-sipping cars that skimp on extras won't capture a driver's heart, says Bankrate car columnist Terry Jackson. Story
-- More Advice news
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Auto loans
Savvy shoppers may get car with card -- It may be possible to purchase a car with a credit card after all, says Bankrate car columnist Terry Jackson. Story
6 common car-shopping mistakes -- Avoiding these six mistakes will keep you out of car-buying trouble, says Bankrate car columnist Terry Jackson. Story
Best 10, worst 10 cars for repair costs -- Maintaining and repairing your ride can dramatically affect your monthly budget. Here's a look at best and worst. Story
-- More Auto loans news
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Banking and the economy
Interest Rate Roundup -- Here's a look at the state of interest rates on five common consumer banking products and the latest rates from Bankrate.com's weekly national survey of large banks and thrifts. Story
What to make of the GDP? -- While the GDP figure shows the economy isn't dead, let's not kid ourselves - it isn't sunshine and daffodils either, regardless of what the GDP suggests. Story
How to get the best loan rates -- Learn about the forces that drive rates on several different types of loans in this tough lending environment. Story
-- More Banking and the economy news
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Beating Bankruptcy Blog
Consumer bankruptcy filings surge in 2007 -- The number of Americans filing for bankruptcy is on the rise, and is unlikely to stop soon. Story
Is reducing your debt taking a backseat to reducing your weight? -- Miss a payment? You're not alone. Try these tips for the future. Story
Your debt resolutions -- Welcome to a new year when you will finally reduce your money troubles and handle that debt. Story
-- More Beating Bankruptcy Blog news
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Book review
Are you spending smart? -- Bankrate reviews the book "Living Rich by Spending Smart," that examines how everyday spending choices can sink your budget. Story
Surviving mob mentality in finance -- Bankrate reviews the book "Mobs, Messiahs, and Markets," by William Bonner and Lila Rajiva, which examines what the authors allege is the mass hysteria that overcomes investors in the stock market. Story
Could you retire in a weekend? -- In the book "Retire in a Weekend," by Bill Losey, baby boomers are encouraged to make work optional by following their passion. Story
-- More Book review news
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Checking and ATMs
Check your bank's safety rating -- Worried about the safety of your money? Use Bankrate's Safe and Sound database to see how your institution ranks. Story
Debit cards don't offer equal protection -- Disputing a charge or purchase? You won't get the same backing that you do with a credit card. Story
Bank's health won't impact insured cash -- Insured deposits and shares are safe, regardless of an institution's health, says Dr. Don Taylor. Story
-- More Checking and ATMs news
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College financing
What's in your college housing contract? -- It pays to know the details of a college housing contract or lease before signing on the dotted line. Story
How to get the best loan rates -- Learn about the forces that drive rates on several different types of loans in this tough lending environment. Story
The ABCs of higher education -- Bankrate's special report provides answers to questions about campus life and funding the high cost of tuition. Story
-- More College financing news
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Credit cards
'Spend to save': Use with caution -- Two financial institutions have rolled out cards that kick a portion of spending into savings accounts, but consumers should evaluate them carefully. Story
2007 Gift Card Study: Consumers love 'em -- Bankrate.com's exclusive survey of gift cards shows that issuers offer plenty of choices for consumers. Story
6 good reasons for multiple credit cards -- Contrary to some popular opinion, you may be smart to hold more than the often recommended one to three credit cards. Here are six good reasons. Story
-- More Credit cards news
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Credit management
6 good reasons for multiple credit cards -- Contrary to some popular opinion, you may be smart to hold more than the often recommended one to three credit cards. Here are six good reasons. Story
8 rules to break to build wealth -- Diverging from the traditional mind-set may put you on the right course to riches, says Robert Shemin, author of "How Come That Idiot's Rich and I'm Not?" Story
Keep retirement funds, debt separate -- Don't tap into retirement savings to pay down credit card debt, says Dr. Don Taylor. Story
-- More Credit management news
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Credit repair
Secured card can help you build credit -- A secured credit card can help rebuild your payment history if you have bad credit, says Dr. Don Taylor. Story
Own up to debt before fighting back -- Collection complaints shouldn't keep a debtor from acknowledging responsibility, says the Debt Adviser. Story
Denying debt won't make it disappear -- The first step to overcoming a debt is to stop sinking into denial, says the Debt Adviser. Story
-- More Credit repair news
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Credit reports and credit scores
6 good reasons for multiple credit cards -- Contrary to some popular opinion, you may be smart to hold more than the often recommended one to three credit cards. Here are six good reasons. Story
Secured card can help you build credit -- A secured credit card can help rebuild your payment history if you have bad credit, says Dr. Don Taylor. Story
Credit dispute shouldn't hurt score -- Losing a credit report dispute shouldn't hurt your credit score, says Dr. Don Taylor. Story
-- More Credit reports and credit scores news
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Credit unions
Peer-to-peer lending grows in bad economy -- P2P lending has been around since 2005, but it's getting a boost from the current economic environment and credit crunch. Story
Bank's health won't impact insured cash -- Insured deposits and shares are safe, regardless of an institution's health, says Dr. Don Taylor. Story
Insured credit union accounts are safe -- Your money is safe in credit union accounts backed by the NCUSIF, says Dr. Don Taylor. Story
-- More Credit unions news
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Debt consolidation
15 signs you need debt-reduction help -- These 15 signals let you know you're drowning in debt and it's time to call in a financial fitness expert Story
8 ways to consolidate debt -- Do you continuously worry about debt? Well, if you do, maybe it’s time to seek solutions. Story
Can bankruptcy help you? -- Bankruptcy is a tough road, best reserved for those who don't have any other options. Story
-- More Debt consolidation news
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Exclusive: 2008 CD study
Detailed results of the 2008 CD study -- Check out the results of a survey of 10 banks that offer CDs online and through their branches. Story
Exclusive: 2008 CD study -- Can you get a better yield on a CD online or through a traditional bank? It depends on what you're looking for. Story
-- More Exclusive: 2008 CD study news
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Exclusive: 2008 Credit Card Study
Exclusive: Cash-back credit card study -- Bankrate compared the cash-back reward programs of the 30 most popular credit cards. Find one for your style. Story
Own up to debt before fighting back -- Collection complaints shouldn't keep a debtor from acknowledging responsibility, says the Debt Adviser. Story
Denying debt won't make it disappear -- The first step to overcoming a debt is to stop sinking into denial, says the Debt Adviser. Story
-- More Exclusive: 2008 Credit Card Study news
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Exclusive: Passbook/Statement savings study 2008
No records for this selection
-- More Exclusive: Passbook/Statement savings study 2008 news
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Fame & Fortune
Fame & Fortune: Stefanie Powers -- This longtime TV actress defines her legacy through wildlife conservation education. Story
Fame & Fortune: Steve Winwood -- This longtime rocker is surviving the music biz and still going strong with major label contracts and solo deals. Story
Fame & Fortune: Marg Helgenberger -- "CSI" actress roots her acting and home remodeling success in Midwestern practicality. Story
-- More Fame & Fortune news
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Frugal U
A Frugal shopper's best tip -- Avoid the waste and environmental cost by making your own mop pads out of old washcloths. Story
Checking out options for your grill -- These days you can add a rotisserie, smoker or even infrared. Story
Utility payment plans have some flaws -- Equal payments may sound like a great idea, but watch out that you don't get hit with a surprise bill at the end of the year. Story
-- More Frugal U news
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Home equity
Interest Rate Roundup -- Here's a look at the state of interest rates on five common consumer banking products and the latest rates from Bankrate.com's weekly national survey of large banks and thrifts. Story
Americans less clueless about mortgages -- More people know what kind of mortgage they have than last year, but more also worry about making home payments. Story
How to get the best loan rates -- Learn about the forces that drive rates on several different types of loans in this tough lending environment. Story
-- More Home equity news
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Home improvement
4 housing upgrades that don't pay -- Thinking of renovating? Here are four things to avoid if you may want to sell down the road. Story
6 home renovations with major payoffs -- Take advantage of slow construction times to improve your home. Story
Energy efficiency tax breaks still possible -- Some energy-efficient home improvements could make you eligible for a 10 percent tax credit on your 2007 return. Story
-- More Home improvement news
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Insurance
Fighting your health insurance company -- How to avoid the fight when you can, and how to win it when you can't. Story
Skyrocketing drug co-payments -- With prescription drug costs rising, employers and insurers are placing more of the burden on consumers. Story
A new grad's guide to insurance -- If you want to protect what you've got (along with what you'll soon be earning), it's time to think insurance. Story
-- More Insurance news
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Investing
Six ways to insure excess deposits -- Want to insure your deposits for more than the FDIC limit at one bank? Here are six ways to do it. Story
Fame & Fortune: Stefanie Powers -- This longtime TV actress defines her legacy through wildlife conservation education. Story
8 rules to break to build wealth -- Diverging from the traditional mind-set may put you on the right course to riches, says Robert Shemin, author of "How Come That Idiot's Rich and I'm Not?" Story
-- More Investing news
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Money markets
Six ways to insure excess deposits -- Want to insure your deposits for more than the FDIC limit at one bank? Here are six ways to do it. Story
Bank's cooling 'teaser' rate burns saver -- Don't expect your bank to alert you to a higher savings rate when it becomes available, says Dr. Don Taylor. Story
FDIC: Safety net for your savings -- Our special report explains how the FDIC protects deposits and what you need to know to keep your investments secure. Story
-- More Money markets news
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Mortgage Matters Blog
Why spreads are widening -- One spread that I pay attention to is the spread between the 30-year fixed and the 10-year Treasury. That spread has widened considerably. Story
The FDIC's loan-mod plan -- Now that the FDIC controls IndyMac, an institution that used to be one of the country's biggest mortgage lenders, she has her chance to show other mortgage servicers how it's done. Story
Housing starts tumble -- Housing starts tumbled in July to their lowest level since Ronald Reagan's second year in office. Story
-- More Mortgage Matters Blog news
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Mortgages
Interest Rate Roundup -- Here's a look at the state of interest rates on five common consumer banking products and the latest rates from Bankrate.com's weekly national survey of large banks and thrifts. Story
Rate Trend Index -- Mortgages -- Each week, Bankrate.com surveys experts to gauge which way interest rates are headed on mortgages -- a vital tool if you're about to buy a home. Story
Rates fall for second week in a row -- Mortgage rates fell for the second week in a row. Meanwhile, home prices are up in some markets and continue declining in others. Story
-- More Mortgages news
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Online banking
Bank's cooling 'teaser' rate burns saver -- Don't expect your bank to alert you to a higher savings rate when it becomes available, says Dr. Don Taylor. Story
Banks score with 'high touch' service -- At many banks, "high touch" service that pampers customers drives growth and profits. Story
Keep intention clear when voiding check -- Voiding a check is a simple matter if you follow these directions, says Dr. Don Taylor. Story
-- More Online banking news
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Personal finance
6 tips for safe shopping on the Web -- Planning on doing some holiday shopping online? Get safety conscious and protect yourself from scams. Story
Scam tracker -- Security breeches at companies that store consumer information are a far too common event. Our chart identifies the companies, who and what was involved and more. Story
Travel smart -- Banks smuggle hard-to-find costs onto your bill when you use your credit card abroad. Story
-- More Personal finance news
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Plastic Rap Blog
Consumer Reports rates cards -- The ratings are for the individual issuers, not the cards. So who won -- and who lost? Story
Freeloaders favorite cards -- Dozens of e-mails have been received from "deadbeat" readers who have shared their favorite cards with me. Story
Safest credit card -- A study released this week analyzed the security of credit cards and ranked them based on fraud prevention, fraud detection and fraud resolution. Story
-- More Plastic Rap Blog news
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Rate Trend Index
Rate Trend Index -- Mortgages -- Each week, Bankrate.com surveys experts to gauge which way interest rates are headed on mortgages -- a vital tool if you're about to buy a home. Story
Rate Trend Index -- Mortgages -- Each week, Bankrate.com surveys experts to gauge which way interest rates are headed on mortgages -- a vital tool if you're about to buy a home. Story
Rate Trend Index -- Mortgages -- Each week, Bankrate.com surveys experts to gauge which way interest rates are headed on mortgages -- a vital tool if you're about to buy a home. Story
-- More Rate Trend Index news
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Real estate
Use defensive strategy to get rich -- Author Alan Corey tells how he got rich by the not-so-ripe age of 28. Savvy borrowing was key to his success. Story
8 rules to break to build wealth -- Diverging from the traditional mind-set may put you on the right course to riches, says Robert Shemin, author of "How Come That Idiot's Rich and I'm Not?" Story
Should you become a landlord? -- Considering becoming a landlord? Know what renting out your home entails, says the Real Estate Adviser. Story
-- More Real estate news
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Retirement Channel
Plan carefully when avoiding probate -- A letter underscores the dangers that lurk when structuring assets to avoid probate, says Dr. Don Taylor. Story
Roth IRA requires earned income -- You need earned income to be eligible to contribute to a Roth IRA, says Dr. Don Taylor. Story
$50 is enough to start retirement fund -- A little savings is just enough to start funding a retirement kitty, says Dr. Don Taylor. Story
-- More Retirement Channel news
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Savings
'Spend to save': Use with caution -- Two financial institutions have rolled out cards that kick a portion of spending into savings accounts, but consumers should evaluate them carefully. Story
Six ways to insure excess deposits -- Want to insure your deposits for more than the FDIC limit at one bank? Here are six ways to do it. Story
Getting the best deal -- Saving money is the in thing these days. But some forms of extreme saving can be just plain gross. Story
-- More Savings news
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Small business
4 ways to make cash online -- If today's economy has left you in need of extra cash, use the Internet to bring home extra bacon. Story
12 ways to make your house a cash cow -- Here are a dozen ways to turn your house into a money-making machine. Story
7 tips for retirement entrepreneurs -- Starting a small business can add green to your golden years, but also presents special challenges. Story
-- More Small business news
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Special reports
Understanding credit scores -- Understanding the factors that go into your credit score will help you manage it. Story
Small business tax breaks -- Being your own boss is great. And, in many cases, there even are tax advantages. Story
Sending out a tax SOS -- How to get tax help by phone, Internet or from a human being. Story
-- More Special reports news
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Taxes
Deducting mortgage interest -- Two mortgages can be deducted if they meet the qualifications, says CPA George Saenz. Story
Selling a restaurant investment -- Typically, the sale of a partnership investment results in capital gain or loss, says CPA George Saenz. Story
Bank deposit taxes -- Foreigners are exempt from income tax on bank deposit interest, says CPA George Saenz. Story
-- More Taxes news
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