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PERSONAL FINANCE: NEWS & ADVICE
News, advice and tips on mortgages, home equity loans, CDs, car loans, credit cards and MMAs, interest rates, and more.
RATE UPDATE Looking for a secure place to stash your cash? Search FDIC-insured high-yielding CDs.

TOP PERSONAL FINANCE STORIES
Is borrowing from loved ones smart?
A loan from friends or family seems like a good idea, but default on payments and you could lose more than money.

To compare local rates enter ZIP code:
NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
30 yr fixed mtg 5.80% 5.91%
15 yr fixed mtg 5.52% 5.62%
5/1 ARM 5.82% 5.94%
30 yr fixed jumbo mtg 7.15% 7.13%
5/1 jumbo ARM 6.15% 6.38%
Rates may include points
To compare local rates enter ZIP code:
NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
$30K HELOC 5.48% 5.44%
$50K HELOC 5.14% 5.14%
$30K Home Equity Loan 7.96% 7.91%
$50K Home Equity Loan 7.72% 7.72%
$75K Home Equity Loan 7.72% 7.72%
Rates may include points
To compare local rates enter ZIP code:
NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
36 month new car loan 6.75% 6.76%
48 month new car loan 6.80% 6.53%
60 month new car loan 6.82% 6.55%
72 month new car loan 6.44% 6.44%
36 month used car loan 7.13% 7.13%
Rates may include points
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NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
6 month CD 3.19% 3.19%
1 yr CD 3.69% 3.67%
5 yr CD 4.13% 4.14%
1 yr IRA CD 3.29% 3.28%
5 yr IRA CD 3.96% 4.01%
Rates may include points
RETIREMENT AND INVESTMENT SPOTLIGHT
IS YOUR BANK SAFE?
Many banks are struggling in this tough economy.
Is yours safe?
Check your bank's
 
 
CALCULATORS
Can a new mortgage help? Calculate your payment. Earnings to the penny The range of all three scores Amortization & payment
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NEWS THIS WEEK
The way the brain works makes it prone to money mistakes. Here's how to avoid these cerebral snares. Shady tax firms promise to cut tax bills, but most are peddling "offers in compromise" the IRS will never approve. Despite limited resources, states try to help homeowners facing interest-rate resets to refinance into fixed-rate loans. Burying your head in the sand won't put a dime back in your portfolio -- but keeping informed and diversified might. See rates from our national survey of mortgages, home equity products, auto loans, credit cards and CDs. Wachovia hasn't failed. A banking industry expert says the acquisition is just another step in industry consolidation.
NEWSLETTERS & ALERTS
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* Mortgage rate may include points. See rate tables for details. Click here.
* To see the definition of overnight averages click here.

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