Hindsight is 20-20, and it's no different for the rich. Although 38 percent of investors with a net income of at least $750,000 say they wouldn't have done anything differently prior to the 2008 economic collapse, nearly half of those with net income of less than $100,000 say they wish they had saved more.
A survey by Spectrem Research Group shows that wealthier investors have fewer regrets overall regarding their financial decisions before the recession.
Lack of savings was the biggest regret among the lesser-wealthy investors: 30 percent of those earning between $100,000 and $250,0000 in income and 43 percent of those earning $100,000 or less regret not saving more.
The lesser-income earners also say they wish they hadn't taken on so much debt before the recession. Younger respondents were more likely to cite excess debt as a financial regret, while lack of retirement savings was more critical to the older respondents.
The investors earning between $250,000 and $500,000 say their biggest regret was not investing more conservatively (22 percent), while 19 percent of those with between $500,000 and $750,000 in net income say they should have invested in more real estate or real estate products.
Among the respondents with income above $750,000, 17 percent said they wish they had saved more, while 14 percent wish they had done more independent research about finances. Only 12 percent regret not investing more conservatively.
Given the benefit of hindsight, what do you wish you had done differently before the recession?
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