Personal Finance Advice and Commentary

Wednesday, October 22, 2014 6:00 pm
By Dr. Don Taylor · Bankrate.com

An initial 5-percent withdrawal rate from a retirement portfolio is risky; 6 percent or more is gambling.

Wednesday, April 17, 2013 5:41 pm
By Sheyna Steiner · Bankrate.com

The stereotype of the retiree living off the interest from CDs and savings is gone. The question is, will it ever return? It may take longer than you think.

Friday, February 11, 2011 4:46 pm
By Barbara Whelehan · Bankrate.com

At a recent editorial meeting here at Bankrate, one of my colleagues suggested we run a story challenging the rule that retirees withdraw no more than 4 percent from their portfolios during retirement. It seemed to him that the rule was too rigid and not applicable in every situation. For example, if a retiree’s portfolio