Personal Finance Advice and Commentary

Monday, October 07, 2013 4:19 pm
By Steve Bucci · Bankrate.com

A new way to measure credit scores could help people with minimal credit history.

Monday, August 26, 2013 6:05 am
By Steve Bucci · Bankrate.com

Your credit score may vary depending on the scoring company and who’s looking at it — so is it worth the $15 to take a look?

Tuesday, March 12, 2013 5:36 pm
By Janna Herron · Bankrate.com

VantageScore introduced a new credit score that captures up to 30 million more people.

Thursday, February 16, 2012 4:11 pm
By Janna Herron · Bankrate.com

If we water down the stats from two recent reports, a New Jerseyan of the Greatest Generation (66 years or older) will have the highest credit score around. Using this same simple math, a Generation Yer from Mississippi would have the lowest. Of course, that’s oversimplifying two reports released this week. The first one is

Wednesday, October 19, 2011 2:28 pm
By Janna Herron · Bankrate.com

Cheeseheads boast the highest credit scores in the country. That’s the takeaway from Experian’s credit study released last week that breaks down a city’s average credit score, based on VantageScore credit ratings, which range from 501-990. Four of the top 10 spots were taken by cities in Wisconsin. Wausau took No. 1 with a score of

Tuesday, August 23, 2011 4:55 pm
By Janna Herron · Bankrate.com

The court match-up between credit scoring behemoth FICO and upstart VantageScore turned in favor of the underdog last week. The U.S. Court of Appeals for the Eighth Circuit threw out FICO’s appeal of a lower court’s decision that rejected FICO’s claims of anti-competitive behavior, false advertising and unreasonable and illegal restraint of trade regarding the

Wednesday, January 05, 2011 12:41 pm
By Leslie McFadden · Bankrate.com

Credit Karma, a site that offers free credit scores and tools to consumers, will now let you peek at your TransUnion VantageScore and auto insurance score for free. “We thought we would illustrate the breadth of credit scores available to lenders and bankers by providing consumers free access to them,” says CEO Ken Lin. Credit

Thursday, May 13, 2010 1:52 pm
By Leslie McFadden · Bankrate.com

The developer of the FICO credit score got some unwelcome news in its lawsuit against a competitor this week. FICO lost yet another legal round in its four-year fight against VantageScore Solutions LLC and the credit reporting agencies. VantageScore is a scoring model developed jointly by the three major credit reporting agencies. FICO sued VantageScore Solutions and