Personal Finance Advice and Commentary

Wednesday, January 18, 2012 3:44 pm
By Jennie L. Phipps · Bankrate.com

A few years ago, cautious investors living in retirement put their savings in long-term U.S. bonds and happily collected 6 percent. Today, that isn’t much of an option because rates are below 2 percent. Even conservative investors like my CPA husband can’t find much good to say about that rate of return — no matter