Personal Finance Advice and Commentary

Monday, May 19, 2014 6:05 am
By Dr. Don Taylor · Bankrate.com

Retirees should get past the idea that they should never touch principal.

Wednesday, September 04, 2013 6:00 am
By Dr. Don Taylor · Bankrate.com

Investors willing to shop the highest national CD rates can earn yields higher than the corresponding Treasury maturity.

Friday, June 28, 2013 9:48 am
By Claes Bell, CFA · Bankrate.com

After years of steady declines, have CD rates finally bottomed out? Rising Treasury yields may hold the answer.

Wednesday, March 13, 2013 5:07 pm
By Jennie L. Phipps · Bankrate.com

Fixed income investment yields are likely to rise this year. As a result, one bond fund manager recommends that you maintain liquidity for the time being.

Tuesday, January 15, 2013 5:02 pm
By Claes Bell, CFA · Bankrate.com

A debt ceiling crisis would likely do serious and lasting damage to the U.S. economy, but it might have a silver lining for savers: higher CD rates.

Wednesday, January 18, 2012 3:44 pm
By Jennie L. Phipps · Bankrate.com

A few years ago, cautious investors living in retirement put their savings in long-term U.S. bonds and happily collected 6 percent. Today, that isn’t much of an option because rates are below 2 percent. Even conservative investors like my CPA husband can’t find much good to say about that rate of return — no matter

Monday, May 16, 2011 3:23 pm
By Claes Bell, CFA · Bankrate.com

There’s a high-stakes game of chicken going on in Washington, D.C., over extending the debt ceiling, and CD rates could be just one more casualty if things go too far. If you’re just tuning in to the debt ceiling drama, the debt ceiling is the total amount of outstanding debt the federal government is allowed