Personal Finance Advice and Commentary

As the economy picks up speed, credit card delinquencies are dropping, according to a new report by TransUnion.

A recent caper targeting famous people raises concerns about how easy it is to get someone else’s credit report.

Equifax confirms that four credit reports had been hacked through AnnualCreditReport.com.

Report shows that more Americans fell behind on their credit card bills, while racking up more debt to end 2012.

A recent FTC study shows those correcting credit report errors got a lower interest rate on a loan.

Credit card delinquency rates are expected to edge up modestly next year, according to a TransUnion forecast.

Are you unhappy with your personal financial situation? If so, you’re not alone. In a recent online survey, 38 percent of 1,218 U.S. adults said they weren’t financially fit. Another 43 percent said they’d like to improve at least one aspect of their financial situation. Only 12 percent said they were financially fit and happy about

Americans added a little more to their credit card balances, but they are paying their bills on time more often.

This week, we hosted a live chat on our Facebook page on the topic of credit scores.

Happy Monday! Facebook is public and Americans’ financial confidence swells. Here are the hot stories you need to read today.