Personal Finance Advice and Commentary

Monday, February 10, 2014 1:30 pm
By Dr. Don Taylor · Bankrate.com

Investment comparison: the Series I savings bond vs. Treasury inflation-protected securities.

Friday, December 27, 2013 6:05 am
By Dr. Don Taylor · Bankrate.com

Comparing the new U.S. Treasury floating-rate note versus variable-rate and step-up CDs.

Monday, November 26, 2012 4:46 pm
By Paula Pant · Bankrate.com

Here are a few tips for saving money on housing, transportation and groceries.

Wednesday, October 24, 2012 6:10 am
By Marcie Geffner · Bankrate.com

Banking organizations offer consumers tips to make mobile banking safer and more secure.

Monday, June 25, 2012 6:00 am
By Marcie Geffner · Bankrate.com

Consumers can take a few tips in financial planning from the big-screen stories of the Avengers, Batman and Spider-Man.

Wednesday, June 13, 2012 6:00 am
By Marcie Geffner · Bankrate.com

Parents need to model good financial habits and start age-appropriate conversations about money with their children.

Thursday, May 31, 2012 4:13 pm
By Marcie Geffner · Bankrate.com

Prepare for managing bank accounts, credit cards, student loans and retirement savings in the “real world.”

Tags: college, money, TIPS
Friday, March 23, 2012 2:30 pm
By Sheyna Steiner · Bankrate.com

Yesterday, the Financial Times website, FT.com, reported that $13 billion of 10-year Treasury inflation-protected securities were sold at a negative yield of -0.089 percent at this week’s Treasury auction.

The interest rate on these particular TIPS was 0.125 percent; investors paid a premium of $102.23 for every $100 worth of bonds. Paying the extra $2.23 pushed the yield down to -0.089 percent.

Why would otherwise rational people pay for bonds that are, on the surface, guaranteed to lose money? In a word: inflation. TIPS pay more as inflation rises, thanks to the Consumer Price Index-linked component that adjusts the principal twice per year.

Friday, December 09, 2011 11:25 am
By Sheyna Steiner · Bankrate.com

Inflation won’t be going away anytime soon, but at today’s interest rates, your purchasing power may be slipping. Inflation can, of course, be a significant drain on the amount you can buy in the future with today’s dollars. To fight that, investors often use government bonds called Treasury Inflation Protected Securities, or TIPS. The inflation

Sunday, April 03, 2011 10:00 am
By Jennie L. Phipps · Bankrate.com

Don’t neglect to factor inflation into your retirement planning because it is almost certain to be a factor. Bill Simon, president and CEO of Walmart U.S., told USA Today that inflation is “going to be serious. … We’re seeing cost increases starting to come through at a pretty rapid rate.” Heaven knows, if Walmart is worried

Page 1 of 212