Personal Finance Advice and Commentary

Tuesday, April 19, 2011 9:00 am
By Jay MacDonald · Bankrate.com

I’m as skeptical as the next guy when it comes to free offers, but Massachusetts Mutual’s new LifeBridge program, which puts aside $50,000 in term life insurance absolutely free toward your children’s education in the event of your untimely demise, appears to be the real deal. If you qualify, MassMutual will place $50,000 into a

Tuesday, December 28, 2010 10:00 am
By Jay MacDonald · Bankrate.com

I dawdled for several years before I “solved” my life insurance needs with a low-cost term life policy. I say “solved” because I never really felt the door slam or the curtain drop on the whole life insurance issue once I’d studied the insurance rates, compared insurance quotes and signed the contract. For me, it

Monday, August 30, 2010 5:02 pm
By Jennie L. Phipps · Bankrate.com

This morning’s headlines about the insurance industry read: “Ownership of Individual Life Insurance Falls to 50-Year Low.” This particular report, released by insurance research and consulting firm LIMRA, says that 30 percent of households (35 million) have no life insurance coverage, compared to 22 percent of households in 2004. That sounds like a big number,