Personal Finance Advice and Commentary

If you’re guilty of overdrawing your checking account, one bank is introducing a choice for how you pay when they cover for your purchases. TCF Bank announced yesterday that it will begin offering account holders the ability to choose between two types of overdraft protection: a per-item fee of $37 and a per-day fee of

An Illinois teenager and his mother learned their lessons with bank fees the hard way. In a recent story in the Chicago Tribune, Jon Yates reported that 18-year-old Daniel Ganziano managed to rack up nearly $230 worth of fees in a matter of days at TCF Bank. The catch: he wasn’t even spending money. Here’s