Personal Finance Advice and Commentary

Tuesday, April 02, 2013 4:12 pm
By Janna Herron · Bankrate.com

The percentage of Americans behind on their credit card payments fell to the lowest level in nearly two decades.

Friday, March 08, 2013 5:19 pm
By Janna Herron · Bankrate.com

Americans are borrowing more for cars and college, but remain cautious about credit cards and riskier investments.

Thursday, February 28, 2013 3:20 pm
By Janna Herron · Bankrate.com

Consumer debt grew in the final quarter of 2012, marking the first increase in household debt in more than four years.

Wednesday, October 10, 2012 8:00 am
By Dan Miranda · Bankrate.com

You don’t need to be Helen of Troy to start a war. This and more, today on Bankrate.com.

Thursday, September 06, 2012 11:00 am
By Crissinda Ponder · Bankrate.com

Learn how to raise cash, hike your credit score and more, today on Bankrate.com.

Sunday, August 12, 2012 6:00 am
By Jennie L. Phipps · Bankrate.com

If you fail to pay student loan debt you owe or for which you’ve co-signed, the government may garnish your Social Security check.

Tuesday, July 03, 2012 11:27 am
By ChristinaCouch · Bankrate.com

Success for those fighting student debt! As of this past week, Congress officially prevented the interest rate on subsidized Stafford loans from doubling. The move will affect approximately 7.4 million students, saving them an average of $1,000 over the course of their loans, according to White House estimates. Though subsidized Stafford rates are scheduled to

Wednesday, April 25, 2012 5:40 pm
By Naomi Mannino · Bankrate.com

Avoid as much student (and parent) loan as possible and jump on these cunning strategies to cut college costs starting in high school and even younger.

Thursday, April 19, 2012 4:18 pm
By Janna Herron · Bankrate.com

Sallie Mae offers a rewards credit card that can help to pay back student loans, but is it a good idea?

Tuesday, April 03, 2012 3:35 pm
By Jennie L. Phipps · Bankrate.com

If your retirement planning includes a career change, before you go back to school to study for that new career, make sure you will be on the job long enough and earn enough money to make this investment pay off before you hit retirement.

The New York Federal Reserve released data last month showing that of the 37 million people with student loan debt, 11.3 percent are people ages 50 to 59, and 4.2 percent are 60 and older. Of those, 12 percent between the ages of 50 and 59 are late on their payments, and 4.8 percent of those 60 and older are behind.