Personal Finance Advice and Commentary

Wednesday, February 08, 2012 12:31 pm
By Sheyna Steiner · Bankrate.com

On Tuesday, Bloomberg.com reported that the Financial Industry Regulatory Authority, or FINRA, has turned the spotlight on derivative-linked CD products. With no substantial yields to be found in conventional CDs and savings products, savers have looked high and low for safe investments with better returns. Unfortunately, there are no easy answers these days. Enter the

Monday, December 12, 2011 5:15 pm
By Claes Bell, CFA · Bankrate.com

Where there’s money, there’s Goldman Sachs, so it’s telling the investing giant is getting into the marked for structured CDs. Matt Robinson of Bloomberg reports that Goldman is creating a line of four different structured CDs to meet growing customer demand for a deposit product that can provide some hope of returns beyond today’s rock-bottom

Friday, November 05, 2010 11:22 am
By Sheyna Steiner · Bankrate.com

For the foreseeable future, savers and investors in CDs will find themselves with limited options. The twin pressures of persistently low interest rates combined with rising food and energy prices can drive investors to take on more risk than they would prefer, whether that’s by extending maturities, taking on more credit risk or finding more volatile