Personal Finance Advice and Commentary

Tuesday, February 11, 2014 3:07 pm
By Janna Herron · Bankrate.com

Survey: 1 in 5 Americans opened a store credit card for the discount in the past two years.

Thursday, December 12, 2013 5:09 pm
By Janna Herron · Bankrate.com

Opening a store credit card for a discount, especially during the holidays: Is it a good deal?

Tuesday, November 26, 2013 4:45 pm
By Janna Herron · Bankrate.com

The growth of store credit cards is outpacing that of bank-issued credit cards, Equifax reports.

Tuesday, October 22, 2013 9:28 am
By Janna Herron · Bankrate.com

The rate of late payments on credit card bills will rise, Fitch reports.

Thursday, August 16, 2012 4:06 pm
By Janna Herron · Bankrate.com

A 99-year-old Florida woman got rejected for a store credit card because of her age. She was too young.

Friday, May 25, 2012 2:54 pm
By Janna Herron · Bankrate.com

U.S. Bank offers app to apply for store credit cards, while Equifax documents recent good credit card behavior.

Monday, November 07, 2011 2:39 pm
By Lucy Lazarony · Bankrate.com

The holiday shopping season is fast approaching, and credit card issuers are rolling out all kinds of promotions to encourage holiday shoppers to charge their way through holiday shopping lists. “Consumers lose their minds a little bit” around┬áthe holiday shopping season, says John Ulzheimer, president of consumer education at SmartCredit.com. If you have trouble staying

Friday, October 14, 2011 11:02 am
By Lucy Lazarony · Bankrate.com

Move over stodgy store credit cards. Now there’s an app for instant credit. A new app launched by U.S. Bank allows iPhone users to apply and receive on-the-spot credit at retail stores. Rather than apply for a store credit card like the rest of us, iPhone users will be able to reach for their phones