Personal Finance Advice and Commentary

Monday, August 31, 2015 1:37 pm
By Sheyna Steiner · Bankrate.com

Goosed by stock market losses last week, some 401(k) investors sold out of stocks and bought fixed-income investments, HR consultant Aon Hewitt reported.

Monday, August 31, 2015 6:05 am
By Dr. Don Taylor · Bankrate.com

Recent market volatility has investors concerned about the potential for a correction and how they can protect their portfolio against losses.

Monday, April 20, 2015 2:12 pm
By Dr. Don Taylor · Bankrate.com

When investors own a dividend-paying stock, they receive the dividend payments over time but don’t realize any capital gain yield on the stock until the position is sold.

Monday, October 20, 2014 6:05 am
By Doug Whiteman · Bankrate.com

The recent ups and downs — mostly downs — on Wall Street have not been for the faint of heart. Anxiety levels have been raised even further by some behind-the-scenes turbulence. It can be tough enough for an investor to white-knuckle it and hold on tight while markets are behaving like a bucking bronco, but

Tuesday, September 16, 2014 9:34 am
By Jean Chatzky · Bankrate.com

How should you react to headlines that tell you a crash is imminent?

Friday, June 01, 2012 1:48 pm
By Sheyna Steiner · Bankrate.com

Investors have shunned stocks in favor of less risky options. Can psychology explain why? Learn more at Bankrate.com.

Friday, August 05, 2011 3:10 pm
By Barbara Whelehan · Bankrate.com

When it comes to retirement planning, 401(k) investors are notorious for succumbing to inertia. After setting up their contribution levels and selecting funds, they turn their attention to other things — often for years at a time. Participants who are automatically enrolled in their plans take the ultimate hands-off approach. So it came as a