Personal Finance Advice and Commentary

Friday, March 13, 2015 12:24 pm
By Sheyna Steiner · Bankrate.com

Investing isn’t hard. The easiest way to invest for the long-term, with index funds, is also the most rewarding, as indexes beat most active funds hands down.

Friday, October 04, 2013 11:31 am
By Dr. Don Taylor · Bankrate.com

The last time the U.S. government bickered about the debt ceiling, S&P lowered its credit rating.

Friday, February 08, 2013 6:57 pm
By Judy Martel · Bankrate.com

Accusations of wrongdoing during the housing crisis just keep on coming.

Friday, December 02, 2011 5:13 pm
By David McMillin · Bankrate.com

It looks like consumers aren’t the only ones downgrading their opinions of big banks. After revising its criteria for assigning credit ratings to financial institutions, Standard & Poor’s released a new round of ratings that includes some bad news for a few of the biggest members of the banking industry. Bank of America, Citigroup, Wells

Friday, August 12, 2011 9:00 am
By Jay MacDonald · Bankrate.com

The Standard & Poor’s downgrade of the U.S. credit rating resulted in a similar slap for 10 U.S. insurance companies that back their life insurance, disability insurance and retirement products with strong holdings in Uncle Sam. The ratings agency lowered from AAA to AA+ the long-term credit and financial strength ratings on five U.S. insurers: