Personal Finance Advice and Commentary

An 84-year-old Florida woman is lucky that she doesn’t owe state taxes on her lottery millions, but the new money could mean some of her Social Security is taxed.

If your payroll taxes were raised, would you even notice?

Using a sophisticated calculator to figure a Social Security strategy can have an enormous payoff.

Should funds be diverted from the Social Security retirement program to shore up the Social Security Disability Insurance program?

Is it fair to eliminate the cap on Social Security payroll taxes if high earners don’t get a better benefit?

Using the chained CPI is one way to spread the pain of managing the budget deficit.

Changes are afoot to our retirement system, but some people are calling for radical changes to it, including abolishment of the 401(k) plan.

Estimates of savings needed to retire are scary. The reality is that for many people, retirement will be much more modest.

Raising the age for Social Security and Medicare puts an unfair burden on those who have physically demanding jobs.

Boomers owe it to the younger generation to stabilize Social Security and make saving for retirement easier.