Personal Finance Advice and Commentary

Monday, December 08, 2014 3:29 pm
By Jennie L. Phipps · Bankrate.com

Saving for your own retirement should trump other financial needs, including saving money to help a disabled child.

Sunday, May 22, 2011 7:00 am
By Jennie L. Phipps · Bankrate.com

The British are considering a 140-pound weekly per person, flat-rate pension available at age 66 to almost all residents of the UK – you wouldn’t even have to be a citizen. It would replace a much more complicated retirement system that required 30 years of contributions and very unpopular means testing. If you convert 140 pounds to

Friday, September 17, 2010 2:07 pm
By Jennie L. Phipps · Bankrate.com

Disability throws a wrench into many people’s retirement planning. Three in 10 workers will become too disabled to work before they are ready for retirement, the Social Security Administration calculates. A study by Northwestern Mutual, which sells annuities and disability insurance, finds that a two-year disability at the age of 50 can reduce total investment