Personal Finance Advice and Commentary

Friday, March 04, 2016 11:30 am
By Mitch Strohm ·

The loan features include fixed-rate installments, with payments that are structured like a fixed-rate mortgage. Like personal loans, small business loans through the company require no specific collateral.

Monday, October 27, 2014 2:51 pm
By Jennie L. Phipps ·

Owners of small businesses face some of the biggest retirement planning challenges.

Wednesday, August 27, 2014 3:44 pm
By Jennie L. Phipps ·

Becoming an entrepreneur is a tax-friendly way for retirees to make and save money.

Wednesday, May 14, 2014 1:52 pm
By Jennie L. Phipps ·

Sales of boomer-owned businesses are brisk — and the buyers are often younger boomers.

Wednesday, February 26, 2014 12:28 pm
By Jennie L. Phipps ·

Researcher thinks self-employment should be encouraged for older workers.

Thursday, October 03, 2013 11:21 am
By Jennie L. Phipps ·

Part-time workers at small firms are less likely than other workers to have access to a company retirement plan. Here’s what they can do.

Monday, September 16, 2013 6:05 pm
By Sheyna Steiner ·

Five years after the economy collapsed, the president gave a speech on all the work still ahead.

Thursday, January 24, 2013 7:00 am
By Kemberley Washington ·

Run your personal finances like a small business. Here is how to do it.

Thursday, December 13, 2012 5:13 pm
By Claes Bell ·

In a loss for community banks, a bill to extend unlimited FDIC insurance for business bank accounts dies abruptly in the Senate.

Friday, March 09, 2012 4:04 pm
By Jennie L. Phipps ·

If you run a small business or are employed by one, there’s a very good chance you don’t have an employer-sponsored retirement plan.
According to the U.S. Census Bureau, only 29 percent of workers employed by businesses with fewer than 100 employees have access to an employer-sponsored plan. That makes retirement planning tough. By comparison, 81 percent of workers at companies with 100 or more employees have access to employer-sponsored plans.
At a hearing this week held by the U.S. Senate Special Committee on Aging, the General Accounting Office released an analysis that said more owners of small businesses don’t have plans because the plans are expensive and offering them carries with it fiduciary responsibilities that small businesses don’t feel qualified to accept.

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