Personal Finance Advice and Commentary

Friday, December 27, 2013 6:05 am
By David McMillin · Bankrate.com

A new study shows that account holders are feeling more satisfied with their banks this year.

Friday, December 13, 2013 5:19 pm
By Marcie Geffner · Bankrate.com

Consumers found more access to free checking after the Durbin Amendment, a study finds.

Friday, March 15, 2013 6:05 am
By Marcie Geffner · Bankrate.com

A community banking trade group plans to lobby for less government regulation.

Tuesday, February 12, 2013 9:56 am
By Claes Bell · Bankrate.com

Large banks lag behind small banks when it comes to CD rates, according to a new report.

Monday, December 03, 2012 5:03 pm
By David McMillin · Bankrate.com

Is the proposal to increase business lending powers for credit unions a risk to the financial system?

Friday, November 09, 2012 5:07 pm
By David McMillin · Bankrate.com

A new report shows that small banks have embraced the new generation of banking technologies, but their account holders seem to be lagging behind.

Friday, September 23, 2011 12:58 pm
By David McMillin · Bankrate.com

While the status of Capital One’s acquisition of ING Direct remains on hold, the smaller players in the banking industry are voicing a concern over adding another member to the too-big-to-fail, or TBTF, club. At the Federal Reserve’s hearing about the proposed acquisition earlier this week, a representative from the Independent Community Bankers of America, or

Thursday, September 08, 2011 4:27 pm
By David McMillin · Bankrate.com

For some community banks in Georgia, the past three years have marked a sour period in the Peach State. Over the Labor Day weekend, the Georgia Department of Banking and Finance closed two small institutions, Cumming-based Patriot Bank and Woodstock-based Creekside Bank. The two closings bring the tally for bank failures in Georgia to a

Tuesday, August 10, 2010 9:21 am
By Marcie Geffner · Bankrate.com

One of the more curious carve-outs in the new financial reform law is an exemption that shields so-called “small” banks from the oversight of the new Consumer Financial Protection Agency. Specifically, the Dodd-Frank Wall Street Reform and Consumer Protection Act gives the new agency extensive power and authority to regulate consumer financial products, but only

Wednesday, June 30, 2010 9:33 am
By Marcie Geffner · Bankrate.com

The Federal Deposit Insurance Corp., or FDIC, has closed 86 U.S. banks this year, three in the last full week of June. The biggest and most costly failures naturally get the most attention. Here, in Los Angeles, one biggie that failed earlier this year was First Regional Bank, which cost the Deposit Insurance Fund a