Personal Finance Advice and Commentary

Wednesday, November 19, 2014 6:00 am
By Dr. Don Taylor · Bankrate.com

Along with knowing your rights under the Fair Debt Collection Practices Act, you should know your debts and credit account listings.

Wednesday, November 12, 2014 8:00 am
By Dr. Don Taylor · Bankrate.com

For those of you who believe that charity begins at home, a type of gifting takes place this time of year. It’s gifting, typically to family members, using the annual gift tax exclusion.

Wednesday, November 05, 2014 8:00 am
By Dr. Don Taylor · Bankrate.com

On the retirement income front, it may make more sense to spend retirement savings upfront to delay Social Security benefits until a point somewhere between full retirement age and age 70.

Wednesday, October 29, 2014 8:00 am
By Dr. Don Taylor · Bankrate.com

For seniors who have a defined benefit plan or pension plan, the pension payout options typically offer lump sum, single life and joint life options.

Wednesday, October 22, 2014 6:00 pm
By Dr. Don Taylor · Bankrate.com

An initial 5 percent withdrawal rate from a retirement portfolio is risky; 6 percent or more is gambling.

Wednesday, October 22, 2014 8:00 am
By Dr. Don Taylor · Bankrate.com

Delayed retirement credits are earned when workers delay receiving benefits after their full retirement age up to age 70.

Thursday, October 16, 2014 11:00 am
By Dr. Don Taylor · Bankrate.com

Long-term care insurers have moved to gender-based pricing, with women paying more than men.

Wednesday, October 08, 2014 5:30 pm
By Dr. Don Taylor · Bankrate.com

The key to transitioning to retirement from working is planning. Not financial planning, per se, but life planning.

Monday, October 06, 2014 6:05 am
By Dr. Don Taylor · Bankrate.com

If your premiums on a long-term care policy are rising, consider your options.

Wednesday, October 01, 2014 10:39 am
By Dr. Don Taylor · Bankrate.com

Does a dividend reinvestment plan still make sense when a senior starts depending on the portfolio for retirement income?

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