Personal Finance Advice and Commentary

Wednesday, December 17, 2014 9:25 am
By Dr. Don Taylor · Bankrate.com

A $1 donation to the Supplemental Nutrition Assistance Program (SNAP) provides up to $60 in benefits to seniors.

Wednesday, December 10, 2014 10:42 am
By Dr. Don Taylor · Bankrate.com

You’ll need a retirement plan that’s flexible as you age. A financial adviser can help.

Monday, December 08, 2014 1:00 pm
By Dr. Don Taylor · Bankrate.com

Making some changes in how and where you live in retirement will influence how long your money will last.

Wednesday, December 03, 2014 6:00 pm
By Dr. Don Taylor · Bankrate.com

With long-term care, women currently account for two-thirds of all claims, so they are actually a bigger risk to the insurance company than males.

Wednesday, November 19, 2014 6:00 am
By Dr. Don Taylor · Bankrate.com

Along with knowing your rights under the Fair Debt Collection Practices Act, you should know your debts and credit account listings.

Wednesday, November 12, 2014 8:00 am
By Dr. Don Taylor · Bankrate.com

For those of you who believe that charity begins at home, a type of gifting takes place this time of year. It’s gifting, typically to family members, using the annual gift tax exclusion.

Wednesday, November 05, 2014 8:00 am
By Dr. Don Taylor · Bankrate.com

On the retirement income front, it may make more sense to spend retirement savings upfront to delay Social Security benefits until a point somewhere between full retirement age and age 70.

Wednesday, October 29, 2014 8:00 am
By Dr. Don Taylor · Bankrate.com

For seniors who have a defined benefit plan or pension plan, the pension payout options typically offer lump sum, single life and joint life options.

Wednesday, October 22, 2014 6:00 pm
By Dr. Don Taylor · Bankrate.com

An initial 5 percent withdrawal rate from a retirement portfolio is risky; 6 percent or more is gambling.

Wednesday, October 22, 2014 8:00 am
By Dr. Don Taylor · Bankrate.com

Delayed retirement credits are earned when workers delay receiving benefits after their full retirement age up to age 70.

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