Personal Finance Advice and Commentary

Wednesday, October 22, 2014 6:00 pm
By Dr. Don Taylor · Bankrate.com

An initial 5-percent withdrawal rate from a retirement portfolio is risky; 6 percent or more is gambling.

Wednesday, October 22, 2014 8:00 am
By Dr. Don Taylor · Bankrate.com

Delayed retirement credits are earned when workers delay receiving benefits after their full retirement age up to age 70.

Thursday, October 16, 2014 11:00 am
By Dr. Don Taylor · Bankrate.com

Long-term care insurers have moved to gender-based pricing, with women paying more than men.

Wednesday, October 08, 2014 5:30 pm
By Dr. Don Taylor · Bankrate.com

The key to transitioning to retirement from working is planning. Not financial planning, per se, but life planning.

Monday, October 06, 2014 6:05 am
By Dr. Don Taylor · Bankrate.com

If your premiums on a long-term care policy are rising, consider your options.

Wednesday, October 01, 2014 10:39 am
By Dr. Don Taylor · Bankrate.com

Does a dividend reinvestment plan still make sense when a senior starts depending on the portfolio for retirement income?

Monday, September 29, 2014 7:05 am
By Dr. Don Taylor · Bankrate.com

With its launch of the Elder Justice website, the Department of Justice has put together a central forum for learning about and correcting elder abuse issues.

Wednesday, September 24, 2014 3:05 pm
By Dr. Don Taylor · Bankrate.com

The CFPB’s interpretive rule makes it easier for heirs to be named on the mortgage without triggering the ability-to-repay review by the lender.

Monday, September 22, 2014 7:05 am
By Dr. Don Taylor · Bankrate.com

Empty nesters and seniors facing the decision of whether to downsize have a few options.

Wednesday, September 17, 2014 7:05 am
By Dr. Don Taylor · Bankrate.com

Using the file and suspend option isn’t just for couples looking to earn delayed retirement credits while receiving a spousal Social Security benefit.

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