Personal Finance Advice and Commentary

Saturday, July 20, 2013 6:00 am
By Barbara Whelehan · Bankrate.com

A different approach to saving involves committing future raises to a retirement plan instead of a percentage of income.

Monday, May 13, 2013 5:23 pm
By Paula Pant · Bankrate.com

Gradually increasing your savings rate can result in a fat retirement nest egg.

Wednesday, September 07, 2011 10:14 am
By Marcie Geffner · Bankrate.com

It’s never too soon — or too late — to introduce a young child to savings and bank savings accounts. That’s this year’s back-to-school message from the ABA Education Foundation, an affiliate of the American Bankers Association, and the ACA International Education Foundation, an affiliate of the Association of Credit and Collection Professionals. Both organizations

Sunday, September 04, 2011 8:17 am
By Marcie Geffner · Bankrate.com

What’s more important: Paying off debt or increasing savings? The answer, of course, is “both,” according to Gail Cunningham, a spokeswoman for the National Foundation for Credit Counseling, or NFCC. “As important as it is to handle debt responsibly, the truth of the matter is that the unplanned emergency is inevitable, and savvy consumers will