Personal Finance Advice and Commentary

Here are four quick tips to keep spending within budget at theme parks.

Hoping to slash energy costs this winter? Here are eight ways to do it.

Investors worried about rising taxes next year are wondering if they should sell now.

It may be a little late for some, but the No. 1 way for the average person to retire rich is to become a hoarder while you’re young.

Do you need to have money to make money? Not necessarily. With dedication, consistency and time, it’s possible to start from scratch and end up at least in the top 10 percent of wealthiest Americans by the time you retire. According to researcher Spectrem Group, the number of U.S. households worth $1 million or more

No doubt the global recession of 2008 and the resultant high unemployment, housing foreclosures and a volatile stock market  are bad, but as dark as it seems, many economists still point to the 1982 recession as being worse. But consider this fact: The personal savings rate in 1982 peaked at 10.9 percent, versus a rate of