Converting to a Roth IRA today removes the uncertainty of future tax liability.
How much should someone in his or her 30s be saving for retirement?
How you manage taxes on your retirement nest egg can make a big difference in how much money you have to spend.
Should you invest in a Roth or traditional? Whether we’re talking about a Roth IRA vs. a traditional IRA or a Roth 401(k) vs. a traditional 401(k), it’s not a slam-dunk decision because the benefits aren’t immediately apparent. With a Roth IRA or Roth 401(k), you invest after-tax money. It grows in the account and