A fiduciary has to put his or her client’s interests first when it comes to providing investment advice. Employers providing 401(k) plans have had a fiduciary responsibility to the plan participants.
The issue in waiting until April 15, 2015 to fund 2014′s IRA contributions is that you’re losing up to 15 months’ worth of investment returns.
The Roth IRA and the Roth 401(k) are funded with after-tax dollars, but qualified distributions are tax-free in retirement.
Read the fine print when you work with your investment professional. While they tend to be knowledgeable about taxes, there’s a disclaimer somewhere that they aren’t providing you tax advice.
President Barack Obama’s 2015 budget takes aim at Roth IRAs. Should you be worried?
Match your grandchild’s summer earnings and deposit the money in a Roth IRA. Compounding will turn a small gift into a big retirement nest egg.
Here are five smart ways to put your tax refund to work.
Your 2012 tax return isn’t the only thing due by April 15. You also have to deal with your IRA, HSA, estimated taxes and possibly a 2009 unclaimed refund by that date.
Most New Year’s resolutions fall by the wayside, but we have 13 easy-to-implement ways to fine-tune your finances in 2013.
If you’re a baby boomer like me, you’re worrying a bit more every day about when — or whether — you’ll be able to retire.