Personal Finance Advice and Commentary

Friday, September 25, 2015 11:42 am
By Dr. Don Taylor ·

When seniors tap the equity in their home through a loan, they’re re-leveraging their investment in their residence. A reverse mortgage doesn’t have a monthly payment, but the interest expense is added to the outstanding loan balance.

Tuesday, August 11, 2015 5:05 pm
By Dr. Don Taylor ·

When it comes to developing a strategy for claiming Social Security benefits, there’s not 1 decision that’s right for everyone. There are a lot of variables.

Thursday, July 23, 2015 5:43 pm
By Jennie L. Phipps ·

There are many types of housing to consider, but getting a reverse mortgage can be a good option for staying put.

Friday, July 03, 2015 7:00 am
By Dr. Don Taylor ·

In 2011, the courts established that HUD had violated the law by triggering payment of the loan while the non-borrowing spouse was still in the house.

Friday, May 08, 2015 7:00 am
By Dr. Don Taylor ·

The problem with self-insurance is that you don’t know when you’ll need the coverage. It’s not just for seniors; many people aren’t saving enough for retirement now.

Friday, April 03, 2015 9:13 am
By Dr. Don Taylor ·

Considering health care costs, a long-term care strategy and managing longevity risk, the goal of not running out of retirement income requires a lot of financial planning.

Tuesday, September 30, 2014 5:09 pm
By Jennie L. Phipps ·

Reverse mortgages are getting more respect now that retirees really need the money.

Monday, September 22, 2014 7:05 am
By Dr. Don Taylor ·

Empty nesters and seniors facing the decision of whether to downsize have a few options.

Thursday, May 29, 2014 10:53 am
By Holden Lewis ·

FHA insurance protects the lender, not the borrower. The FHA insures the lender’s safety, not the borrower’s (or the borrower’s heirs).

Sunday, March 23, 2014 6:05 am
By Jennie L. Phipps ·

Borrowing against the equity in your home can have pitfalls.

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