Personal Finance Advice and Commentary

How are 401(k) investors doing? We’re doing the best we can, given the circumstances.

Gradually increasing your savings rate can result in a fat retirement nest egg.

CD rates are still depressingly low, but CDs have other lovable features.

New federal rules allow you to save more for retirement and health costs in 2013.

Higher tax rates will provide a good incentive for retirement savings, according to Michael Barry, president of the Plan Advisory Services Group.

These six must-have apps will help you stay on financial track now through the new year.

Young people in droves are saving money in their 401(k) plans. After witnessing their parents’ finances unravel, they want to prevent that from happening to them.

The IRS is cracking down on people with foreign bank accounts. If you have one, better pay up or file for amnesty.

People who use only CDs for retirement savings will have to save longer and save more than they would using asset classes with higher historical returns.

Baby boomers’ retirement savings are under assault on all fronts. Let me count the ways our savings get undermined.