Personal Finance Advice and Commentary

Thursday, January 28, 2016 10:11 am
By Dr. Don Taylor · Bankrate.com

Employers have moved away from offering pension plans with their defined benefits to offering defined contribution plans where the employee contributes from his or her salary and the employer may offer a matching contribution to a 401(k).

Monday, January 25, 2016 3:20 pm
By Dr. Don Taylor · Bankrate.com

If you’re 50 or older, catch-up contributions can help get your retirement savings back on track and correct the financial mistake of not contributing earlier in your career.

Wednesday, January 13, 2016 2:37 pm
By Mitch Strohm · Bankrate.com

Within the past 5 years, 42% of millennials have used alternative financial services like payday loans, pawnshops, car title loans, tax refund advances or rent-to-own products.

Tuesday, November 17, 2015 6:05 am
By Greg McBride · Bankrate.com

In case of financial emergency, do you break into your retirement savings? Many people do.

Monday, August 24, 2015 6:05 am
By Doug Whiteman · Bankrate.com

Hear about millennials’ credit challenges and about our latest look at Americans’ financial security.

Tuesday, August 11, 2015 5:20 pm
By Dr. Don Taylor · Bankrate.com

According to Vanguard, 27% of participants in voluntary enrollment plans contributed below the level required to receive the full employer matching contribution in 2012.

Tuesday, June 16, 2015 7:00 am
By Dr. Don Taylor · Bankrate.com

A GAO study finds that Social Security remains the largest component of household income in retirement, making up an average of 52 percent of household income for those age 65 and older.

Thursday, May 07, 2015 10:44 am
By Jennie L. Phipps · Bankrate.com

Make sure politicians know that you want help planning and saving for a better retirement.

Monday, April 06, 2015 6:00 pm
By Dr. Don Taylor · Bankrate.com

The issue in waiting until April 15, 2015 to fund 2014’s IRA contributions is that you’re losing up to 15 months’ worth of investment returns.

Monday, March 09, 2015 7:00 am
By Dr. Don Taylor · Bankrate.com

It’s far more likely that your children can find a way to finance their college careers than it is to expect your children to finance your retirement.

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