Personal Finance Advice and Commentary

Wednesday, August 27, 2014 6:05 am
By Judy Martel · Bankrate.com

For some adventurous retirees, “home” is a state of mind.

Monday, August 26, 2013 6:00 am
By Judy Martel · Bankrate.com

It’s not about the money: The rich say ‘no thanks’ to retirement.

Wednesday, April 10, 2013 6:00 am
By Judy Martel · Bankrate.com

If you want to celebrate the big 4-0 with a retirement party, plan for the long term.

Sunday, April 22, 2012 3:04 pm
By Judy Martel · Bankrate.com

It may be a little late for some, but the No. 1 way for the average person to retire rich is to become a hoarder while you’re young.

Tuesday, January 24, 2012 6:31 pm
By Judy Martel · Bankrate.com

Do you need to have money to make money? Not necessarily. With dedication, consistency and time, it’s possible to start from scratch and end up at least in the top 10 percent of wealthiest Americans by the time you retire. According to researcher Spectrem Group, the number of U.S. households worth $1 million or more

Sunday, October 02, 2011 11:28 am
By Judy Martel · Bankrate.com

Just the number itself represents a milestone: seven figures that mark you as a millionaire. The U.S. has 10 million of them and the number is increasing, yet fewer people today believe they can attain that financial goal. A poll by Associated Press and CNBC finds that although 22 percent of respondents believe they need

Monday, May 23, 2011 3:24 pm
By Jennie L. Phipps · Bankrate.com

As part of our retirement planning, my husband and I are designing a new home. We’re including a couple of offices because I’ve worked from a home office for 15 years, and my husband contemplates working from home when he finally retires from his full-time job — if that ever happens. My husband will be

Friday, January 07, 2011 3:42 pm
By Judy Martel · Bankrate.com

Not many of us can resist playing the game of “what if?” from time to time, perhaps even more so at the beginning of a new year. Those of you who follow my blog might remember my interview with Billy and Akaisha Kaderli, who retired in 1991 at the ripe old age of 38. Recently

Wednesday, September 15, 2010 2:37 pm
By Judy Martel · Bankrate.com

A year later, and it seems we’re no more comfortable about retirement and our investments. In a recent study, independent advisers report that half their clients doubt their ability to retire on time, and 40 percent are less optimistic about investment performance than they were in July 2009. The survey of 1,199 advisers with a

Tuesday, July 13, 2010 9:18 am
By Jennie L. Phipps · Bankrate.com

Rocker and TV personality Ozzy Osbourne, who is currently on his annual Ozzfest tour, told FHM magazine that he tried retirement and “it was absolutely boring.” “You can’t go and say, ‘I’m retired now. That’s it!’ It won’t take long and you’re really gone for good and someone throws the last shovel of dirt on

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