Personal Finance Advice and Commentary

Banking industry groups want federal regulators to study Basel III risk weight capital requirements.

The House Financial Services Committee unofficial designates July as Dodd-Frank Bashing Month.

Investment recommendations must be in the best interest of the client — that does not mean the option with the least fees.

Since the Dodd-Frank Wall Street Reform and Consumer Protection Act was enacted in 2010, federal regulators have achieved mixed results with respect to meeting deadlines to write and implement almost 400 sets of new rules governing banking and financial services. As of June 1, a total of 221 rule-making requirement deadlines had passed, according to the

Despite sweeping changes to credit card practices in the last two years, Americans are still stumped by the terms of their cards. That’s one of the key findings this week from the new federal watchdog group, the Consumer Financial Protection Bureau. The agency analyzed more than 5,000 complaints it received from credit card holders from

You’ll be able to get an adjustable-rate mortgage at a relatively attractive rate, even after regulators impose stricter underwriting rules. This week, the feds proposed tight underwriting standards for “qualified residential mortgages,” or QRMs. I’ll explain further in a later paragraph because I don’t want your eyes to glaze over yet. Suffice to say that