Personal Finance Advice and Commentary

Wednesday, May 30, 2012 3:39 pm
By Jennie L. Phipps · Bankrate.com

Low interest rates and government-sponsored plans to help people refinance can make it a good opportunity for pre-retirees to refi or purchase a home.

Tuesday, March 06, 2012 4:19 pm
By Polyana da Costa · Bankrate.com

The government has made it easier and cheaper for borrowers who have a Federal Housing Administration mortgage to refinance their loans at lower rates through the FHA streamline refinance program. About two million to three million borrowers will be eligible to refinance through the program, according to estimates by the administration. President Barack Obama said

Friday, September 02, 2011 1:56 pm
By Polyana da Costa · Bankrate.com

The Fed may switch gears into riskier territory to support a plan that could push mortgage rates even lower than they are now, in an effort to spur refinances, help underwater borrowers and boost the housing market. I know, you’re tired of hearing about all these government plans that sound good in theory but do