Personal Finance Advice and Commentary

Several factors contribute to retirement planning success, including asset allocation, rebalancing and fund selection.

What’s the biggest determinant of retirement planning? It’s not asset allocation or rebalancing, according to a recent study.

The long holiday weekend may be a good time to do some financial housekeeping, and that might include rebalancing your investment portfolio if it’s in a tax-advantaged account such as a 401(k) or IRA. Rebalancing means resetting your investments to match your original asset allocation plan. For instance, imagine a hypothetical scenario in which someone