Personal Finance Advice and Commentary

Thursday, October 04, 2012 9:58 am
By Holden Lewis · Bankrate.com

Mitt Romney brought up mortgages in the first presidential debate. Here is what he was talking about when he mentioned qualified mortgages.

Thursday, March 17, 2011 2:03 pm
By Marcie Geffner · Bankrate.com

Should homebuyers be required to make a down payment of at least 20 percent of a home’s purchase price to qualify for a mortgage? That’s a question some Bankrate readers tackled when presented with the prospect of such a requirement on certain loans to be known as “qualified residential mortgages,” or QRMs. Here’s what the readers