Personal Finance Advice and Commentary

Tuesday, October 29, 2013 4:07 pm
By Polyana da Costa ·

New mortgage rules that go into effect in January won’t be enough to prevent risky lending during another housing boom, Sen. Elizabeth Warren said today.

Wednesday, May 22, 2013 12:42 pm
By Polyana da Costa ·

The rule that defines what a safe mortgage is could restrict credit.

Thursday, October 04, 2012 9:58 am
By Holden Lewis ·

Mitt Romney brought up mortgages in the first presidential debate. Here is what he was talking about when he mentioned qualified mortgages.

Monday, March 07, 2011 9:24 am
By Marcie Geffner ·

Should homebuyers be required to make a down payment of at least 20 percent of a home’s purchase price to qualify for a mortgage? That’s a hot topic in a current debate about the federal government’s soon-to-be-issued official definition of a “qualified residential mortgage” or “QRM.” Once the definition and the risk-retention rule that requires