Regulators discarded a rule that would have made it hard to get a mortgage with less than 20 percent down.
Mitt Romney brought up mortgages in the first presidential debate. Here is what he was talking about when he mentioned qualified mortgages.
Should homebuyers be required to make a down payment of at least 20 percent of a home’s purchase price to qualify for a mortgage? That’s a question some Bankrate readers tackled when presented with the prospect of such a requirement on certain loans to be known as “qualified residential mortgages,” or QRMs. Here’s what the readers