Personal Finance Advice and Commentary

Thursday, August 29, 2013 2:21 pm
By Polyana da Costa · Bankrate.com

Regulators discarded a rule that would have made it hard to get a mortgage with less than 20 percent down.

Tags: mortgage, news, QM, QRM
Wednesday, May 22, 2013 12:42 pm
By Polyana da Costa · Bankrate.com

The rule that defines what a safe mortgage is could restrict credit.

Thursday, January 10, 2013 2:34 pm
By Polyana da Costa · Bankrate.com

The CFPB’s new mortgage rule will help determine which borrowers will get approved for a mortgage.

Tags: CFPB, mortgage, news, QM
Tuesday, October 23, 2012 2:38 pm
By Polyana da Costa · Bankrate.com

Why is it so hard to get approved for a mortgage these days? Because the mortgage industry is being over-regulated.

Tags: mba, mortgage, QM, rules