Personal Finance Advice and Commentary

Thursday, January 05, 2012 2:11 pm
By Jennie L. Phipps · Bankrate.com

For many people who are employed in public service jobs, this year’s retirement planning dilemma is the downsizing of retirement benefits. These cuts usually don’t affect people already retired or retiring soon — although reductions in interest rates and inflation adjustments may. For some public employees close to retirement age, retiring right away will net