Personal Finance Advice and Commentary

Citi and American Express are debuting two new products that will help with your Christmas, Hanukkah or Kwanza shopping.

Credit cards are fantastic tools if you are responsible with credit. Whereas some people compare it to a hammer, a powerful tool when used properly, I like to think of it as a Swiss army knife. Like a Swiss army knife, there are parts of it that you will probably never use as often as