Personal Finance Advice and Commentary

Attacking your debt requires planning, budgeting and just saying “no” to new forms of debt.

I asked readers how they were timing their retirement. So far, there have been 104 responses, with 22 of them from people who intend to keep working.

Financial planners rank living within your means as the most important of 32 personal financial goals and tasks.

Are you planning to focus more on your waistline or your finances in the new year? A survey by Allianz Life found that while 49 percent of Americans said they were more likely to make and keep a New Year’s resolution tied to diet and exercise, only 43 percent said they’ll keep one that leads

Just because the rich and famous can afford the best legal representation for their estate, doesn’t mean they don’t make mistakes — sometimes enormous errors that not only greatly diminish the value of their assets through legal fees, but tarnish the image of the family whose founder worked so hard to earn the fortune. Too

What a great time to be the offspring of the super-rich. A combination of favorable gift tax legislation and low interest rates is causing the wealthy to consider transferring money and assets to the next generation while the giving is good. Since Congress increased the exemption for federal gift tax to $5 million ($10 million