Personal Finance Advice and Commentary

Monday, February 13, 2012 9:00 am
By Marcie Geffner · Bankrate.com

A majority of U.S. consumers who are struggling with their personal finances might have overlooked a nice opportunity to set aside a little extra in savings last year. That’s one conclusion that could be drawn from a recent online survey of nearly 1,800 people by the National Foundation for Credit Counseling, or NFCC, a national

Monday, December 12, 2011 4:36 pm
By Judy Martel · Bankrate.com

A bid to boost fees that Fannie Mae and Freddie Mac charge lenders in order to pay for the proposed payroll tax cut extension for another year is drawing fire from some in the real estate industry who fear that lenders will pass the fees on to borrowers in the form of higher mortgage interest

Tuesday, January 11, 2011 11:10 am
By Kay Bell · Bankrate.com

The first paychecks of 2011 are being prepared. Or maybe you’ve already gotten one. You might be in for a surprise. Despite all the talk about the 2 percent payroll tax cut that’s in effect this year, including by me here on Bankrate’s Taxes Blog, some folks won’t get any benefit from the new law.

Tuesday, December 21, 2010 12:42 pm
By Kay Bell · Bankrate.com

Not so long ago when it looked like the Bush tax cuts might expire, we were all worrying about the possibility of shrinking paychecks. Now we’re worrying if our employers can get the new withholding tables in place to make sure our paydays will be bigger. A 2 percent payroll tax cut is part of the Tax