Personal Finance Advice and Commentary

Thursday, April 10, 2014 9:14 am
By Allison Ross · Bankrate.com

Bank of America is refunding about $738 million to customers in addition to $45 million in penalties.

Friday, February 07, 2014 3:03 pm
By Marcie Geffner · Bankrate.com

OCC survey finds banks eased underwriting standards for business and consumer loans.

Friday, January 17, 2014 4:00 pm
By Allison Ross · Bankrate.com

Wells Fargo and U.S. Bank plan to quit offering their customers advances on direct deposits, in accordance with guidelines from federal regulators.

Tuesday, January 07, 2014 4:05 pm
By Allison Ross · Bankrate.com

Banks say they are reviewing guidance from regulators that could affect their deposit advance offerings.

Thursday, January 02, 2014 6:05 am
By Marcie Geffner · Bankrate.com

The OCC points out threats to the safety of national banks and federal savings thrifts.

Monday, July 08, 2013 6:43 pm
By Marcie Geffner · Bankrate.com

Banks still face potential for excessive risk in a slow-growth, low-rate economic climate.

Tuesday, July 10, 2012 2:16 pm
By Marcie Geffner · Bankrate.com

A government report cites delinquent mortgages, revenue growth challenges and excessive risk opportunities as challenges for U.S. banks.

Tags: banks, OCC, risk
Wednesday, July 06, 2011 4:49 pm
By Marcie Geffner · Bankrate.com

Five prominent consumer advocacy groups have banded together to protest a federal agency’s decision to ignore a significant new law intended to help clean up the regulatory mess that contributed to the U.S. financial meltdown several years ago. In a lengthy letter to the Office of the Comptroller of the Currency (OCC), the Center for