Personal Finance Advice and Commentary

Eligibility for government programs that help the poor is a moving target, and eligibility can vanish if the recipient’s income rises.

Home is where the money is for many middle-income people who are struggling with retirement planning. While many boomers don’t have big retirement savings funds and their pensions are skimpy or non-existent, even after the real estate meltdown, their homes are still a big asset. The National Council on Aging has set up a website,